A SECOND VENTURE CARD??

[Anonymous]

Hey All,

So I found myself feeling a little bored while trying to get to sleep and cheked pre-selected offers on Cap1, just to pass the time.

I was offered a Quicksilver (with a VS logo - not sure if that means anything) at 17.9 APR.

Then the interesting one was a Venture at 17.9 APR. It's interesting because I already have a Venture with 15K and 22.9 APR

and a Venture ONE with 8K.

I know other people have applied for and received TWO Ventures. I have no intention of taking the offers as I'm trying to garden

until my home refinance.

i'm curious if the Cap 1 pre-quals mean anything and what reports have been coming through of apping for the 2nd Venture card??..

H.

[Anonymous]

There have been cases of people gettting second Venture cards. It doesn't mean anything to you if you're not ready to pull the trigger.   See if the offer is still up after your mortgage closes......and go for it then?

[Anonymous]

Perhaps it's a sign to ask if they can lower your Venture APR to the one advertised on the pre-qual 

[Membersince2013]

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@Anonymous wrote:

Perhaps it's a sign to ask if they can lower your Venture APR to the one advertised on the pre-qual 

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But, the thing is that CapitalOne will never do that. At least not temporarily. permanently.

[icyhot]

If people got two ventures it'd probably be for the bonuses and hopes that C1 will start consolidating limits soon

[Anonymous]

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@Membersince2013 wrote:

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@Anonymous wrote:

Perhaps it's a sign to ask if they can lower your Venture APR to the one advertised on the pre-qual 

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But, the thing is that CapitalOne will never do that. At least not temporarily.

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Capital One won't lower APRs? That's a drag.

[redpat]

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@icyhot wrote:
If people got two ventures it'd probably be for the bonuses and hopes that C1 will start consolidating limits soon

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Can you get another bonus for the same card that you already have?

My thought is, why have another annual fee?  

If you want another C1 why not QS Visa?  Zero % offer.

[Anonymous]

Pretty sure they will lower APR's as when you send a secure message one of the default options is APR reduction

[JSS3]

Cap1 offers to lower APRs temporarily.

[happypill]

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@redpat wrote:

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@icyhot wrote:
If people got two ventures it'd probably be for the bonuses and hopes that C1 will start consolidating limits soon

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Can you get another bonus for the same card that you already have?

My thought is, why have another annual fee?  

If you want another C1 why not QS Visa?  Zero % offer.

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There's a $400 sign-on bonus for Venture.  You cannot get that on an existing card, but some people have been able to get a 2nd bonus with a 2nd Venture card.  Zero% has no value to someone looking for sign-on bonuses.