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A humongous collection of thread-jacking posts: are you on here???

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CS800
Super Contributor

Re: To WalMart or not to WalMart...


@Trigga wrote:

What credit limits did you guys get when first opening your Wal Mart card ?


Your limit would vary on may things including credit report and income.




Message 30 of 57
Trigga
Regular Contributor

Re: To WalMart or not to WalMart...

I was just curious about a email after being approved since i didnt get any at all .

WalMart 5k , Amazon 3.5k,Chase Freedom 1.5k , Citi TY 2k, Discover IT1.1k, HomeDepot 2.8k , Chase Slate1.5k , BofA cash rewards 1.5k, Lowes 12k , Kay Jewelers 3k , Gardening until 2015!
Message 31 of 57
Anonymous
Not applicable

Re: To WalMart or not to WalMart...

Hi LS, I recently applied in Walmart store for a credit card and it was declined. Bummed, but it least my app was processed at a separate register. Interestingly, received letter from them stating declined due to too many inquiries and I was banking on them pulling my Transunion as FICO over 700 with very few credit inquiries. Per score watch, GECRB (GE Credit Retail Bank) hit my Equifax credit report and not Transunion. Well, maybe will wait another thirty (30) days and reapply.

Message 32 of 57
LS2982
Mega Contributor

Re: To WalMart or not to WalMart...


@Anonymous wrote:

Hi LS, I recently applied in Walmart store for a credit card and it was declined. Bummed, but it least my app was processed at a separate register. Interestingly, received letter from them stating declined due to too many inquiries and I was banking on them pulling my Transunion as FICO over 700 with very few credit inquiries. Per score watch, GECRB (GE Credit Retail Bank) hit my Equifax credit report and not Transunion. Well, maybe will wait another thirty (30) days and reapply.


GECRB primarily pulls TU. Never heard of them pulling EQ for Walmart before, CareCredit yes.

 

Might have to do where you live.




EQ FICO 548 3/3/16
Message 33 of 57
Trigga
Regular Contributor

Re: To WalMart or not to WalMart...


@LS2982 wrote:

@Anonymous wrote:

Hi LS, I recently applied in Walmart store for a credit card and it was declined. Bummed, but it least my app was processed at a separate register. Interestingly, received letter from them stating declined due to too many inquiries and I was banking on them pulling my Transunion as FICO over 700 with very few credit inquiries. Per score watch, GECRB (GE Credit Retail Bank) hit my Equifax credit report and not Transunion. Well, maybe will wait another thirty (30) days and reapply.


GECRB primarily pulls TU. Never heard of them pulling EQ for Walmart before, CareCredit yes.

 

Might have to do where you live.


Must be location i live in New Orleans and i know 6 people with the card and everyone had TU pulled .

WalMart 5k , Amazon 3.5k,Chase Freedom 1.5k , Citi TY 2k, Discover IT1.1k, HomeDepot 2.8k , Chase Slate1.5k , BofA cash rewards 1.5k, Lowes 12k , Kay Jewelers 3k , Gardening until 2015!
Message 34 of 57
CS800
Super Contributor

Re: To WalMart or not to WalMart...

GE pulling EQ? That's a new one

 

I know credit card companies tend to pull different bureau according to location. Example in MA Chase pulls EX but in other locations, I have seen that they can pull EQ,

 

Did you call and talk to someone?




Message 35 of 57
LS2982
Mega Contributor

Re: To WalMart or not to WalMart...


@CS800 wrote:

GE pulling EQ? That's a new one

 

I know credit card companies tend to pull different bureau according to location. Example in MA Chase pulls EX but in other locations, I have seen that they can pull EQ,

 

Did you call and talk to someone?


They pulled EQ for me for CareCredit.




EQ FICO 548 3/3/16
Message 36 of 57
Trigga
Regular Contributor

Re: To WalMart or not to WalMart...

 


They pulled EQ for me for CareCredit.


Is Carecredit another type of card from them or am i missing something ? Smiley Embarassed

WalMart 5k , Amazon 3.5k,Chase Freedom 1.5k , Citi TY 2k, Discover IT1.1k, HomeDepot 2.8k , Chase Slate1.5k , BofA cash rewards 1.5k, Lowes 12k , Kay Jewelers 3k , Gardening until 2015!
Message 37 of 57
Trigga
Regular Contributor

Re: To WalMart or not to WalMart...

How long did it take you guys to get your card in the mail , after applying and instant approval over the internet .

WalMart 5k , Amazon 3.5k,Chase Freedom 1.5k , Citi TY 2k, Discover IT1.1k, HomeDepot 2.8k , Chase Slate1.5k , BofA cash rewards 1.5k, Lowes 12k , Kay Jewelers 3k , Gardening until 2015!
Message 38 of 57
LS2982
Mega Contributor

Re: To WalMart or not to WalMart...


@Trigga wrote:

 


They pulled EQ for me for CareCredit.


Is Carecredit another type of card from them or am i missing something ? Smiley Embarassed


CareCredit is pretty much a healthcare credit card. You can use it for avariety of things, even the Vet!! take a look at their website, it is very nice to have for situation with your pets.




EQ FICO 548 3/3/16
Message 39 of 57
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