AA from AMEX

[Anonymous]

So, I had combined two of my capital one quicksilver one cards that I don't use anymore, which are both about a year and three months old, to my Venture card so I would have a 10k limit. Well, as soon news of one of the '' closed and paid" accounts showed up on my experian alerts, two days later, AMEX reduced my credit limit on my BCP from 3.5k to 1k! I'm so infuriated! All I did was move limits and close two accounts that I do not use. I recieved an email from AMEX this morning with the info, also saying that I would get a letter about it as well. Should I call to explain my situation so they can review it?

[myjourney]

Sorry 

Questions:

How do you know the 2 events are related since you haven't gotten the letter?

Have you checked your CR's? 

How's UTL?

I've never seen an AA due to combining or the closing of cards. Really weird for sure

[OmarGB9]

Might be two completely separate issues, and they just happened to coincide. Wait for the letter to see what it says.

[Anonymous]

That's what I was thinking. I haven't had any out of the ordinary alerts from myFICO. But I haven't pulled a three bureau report since June. Might be time to. MyJourney has got me thinking.

[elim]

I myself combined an have seen many others and this is the first AMEX AA that was thought to be tied to C1 account combination.  Please keep us posted and definitely call and politely try to get your account reinstated.  good luck

[Anonymous]

$3.5k isn't exactly a high CL for Amex. They may have had concerns before the Cap1 consolidation.

[B335is]

Wow sorry to hear that. Any changes to your total utilization?

[Anonymous]

Nothing as of yet. I was at 6‰ util total when this happened

[B335is]

For what it's worth, I've closed a number of cards over time and haven't received any AA from Amex. While it's always possible, it could be something else. Please keep us posted when you get the letter.

[Anonymous]

I'm thinking it's not related. I also combined CapitalOne cards about 2 months ago, and since then I have had CLI's on my Discover, US Bank and AMEX.