@Anonymous wrote:
I'm still trying to figure out how someone even apped without a valid SSN though. Or was the same one used for multiple accounts?
In summary, people were using the loopholes to obtain an offer to apply for a credit card with an elevated sign-up bonus, then using that offer to apply under their own name (often repeatedly).
I'm not going to go into additional detail here on what was being done - there are other sites that spell it out - but nobody was applying for credit cards in their pet's names.
