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AAA Daily Advantage Credit Changes

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Vinjints
Established Contributor

Re: AAA Daily Advantage Credit Changes

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Message 11 of 21
dlister70
Frequent Contributor

Re: AAA Daily Advantage Credit Changes


@AndySoCal wrote:

Per the doctor of credit the update  says purchase of gas at gas stations or wholesale clubs will be qualify for the gas reward. The  gas rewards will not be given at supercenters or supermarkets ie places that sell both gas and or groceries. You should get 5% when you buy groceries at Meijer. I looked at Meijers website and saw the prices of what they charge for groceries. Their prices (non sale price) cheaper in all cases than the Kroger equivalent Ralph's prices. Example catsup Meijer price $1.49 the Ralph's price same size etc. $2.99 and gas prices are around $6.00 per gallon and may go higher diesel is over $7.00 per gallon.


Meijer1.PNGMeijer5.PNG

 

5% on the 12th, and then 1% on the 15th after the changes took effect.  Definitely not getting 5% anymore at Meijer.  I had a couple other transactions post after the 15th too that only got 1%.  I'll probably test Walmart at self checkout and regular checkout and with Walmart pay and see if anything still triggers 5% with the AAA there, but I doubt it.



Message 12 of 21
AndySoCal
Senior Contributor

Re: AAA Daily Advantage Credit Changes

@Vinjints  As a former coworker once said Hecwas going to have a condiment day. He was going to catch up on few things

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Message 13 of 21
AndySoCal
Senior Contributor

Re: AAA Daily Advantage Credit Changes

@dlister70  Can you see what the MCC or VCC is for those transactions ?

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
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Message 14 of 21
shojus
Valued Member

Re: AAA Daily Advantage Credit Changes

Can confirm,  Meijer is now 1%!  What a shame, this card is not that great now...  Never seen a card code Meijer as anything other than a grocery store.  

Message 15 of 21
Varsity_Lu
Valued Contributor

Re: AAA Daily Advantage Credit Changes

So, I have the Travel Advantage card and got gas at Meijer last week.  1%.  It used to get 5%.  Not happy about this.  I need to check my Murphy's gas station.  That's where I get most of my gas and have been making bank from 10 cents off with Walmart+ stacked with Upside stacked with 5% AAA card.  Will test and report back soon.

 

Something to note: I never received any email letting me know there were changes taking place.  I was hoping they would only apply to the Daily Advantage card.  Guess I was wrong.

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorREIFidelity Rewards VisaVoice Rewards + Perks CheckingMore RewardsMax Cash PreferredAAA Travel AdvantageCashRewards
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Message 16 of 21
dlister70
Frequent Contributor

Re: AAA Daily Advantage Credit Changes


@AndySoCal wrote:

@dlister70  Can you see what the MCC or VCC is for those transactions ?


I'm not sure if the AAA card lets you see actual code?  Do you know how to look it up?  I can tell you that the same Meijer location codes as groceries for AMEX, PNC, Discover, and Citi Financial (SYW card).    

 

The only card that I have that I know how to see the code is my US Bank Visa card when you download the excel spreadsheet of your transactions it has the code on there.  I don't think I've ever used that card for groceries though.  But maybe my other cards have the ability to see the code and I just don't know it.



Message 17 of 21
dlister70
Frequent Contributor

Re: AAA Daily Advantage Credit Changes


@Varsity_Lu wrote:

So, I have the Travel Advantage card and got gas at Meijer last week.  1%.  It used to get 5%.  Not happy about this.  I need to check my Murphy's gas station.  That's where I get most of my gas and have been making bank from 10 cents off with Walmart+ stacked with Upside stacked with 5% AAA card.  Will test and report back soon.

 

Something to note: I never received any email letting me know there were changes taking place.  I was hoping they would only apply to the Daily Advantage card.  Guess I was wrong.


Oh man, that really sucks!  They don't even have discount gas like Cosco, it's just a gas station in the same parking lot as the grocery store.  Same as Walmart gas stations.  I didn't even realize that they were going to nerf that, I must have missed that part. 

 

I don't think I got an email about this at all.  If I got a letter, I must not have opened it.  I don't always open my statements since I get them online, so I may have thought it was a statement and didn't open it.  I wouldn't have known at all if I hadn't seen it on here.  It would have really made me mad if I continued using the card for months before noticing my rewards weren't adding up very fast.  

 

They just lost a lot of transaction fees from me, that's for sure.  I will still use it at actual grocery stores, but told my wife to stop using it at Walmart and for gas, and to switch the AMEX blue cash everyday for now for everything for her to keep it simple.  



Message 18 of 21
AndySoCal
Senior Contributor

Re: AAA Daily Advantage Credit Changes

@dlister70  Here is one site that does

 

https://classification.codes/mcc-lookup?q=Gas+station 

 

 

FIC Scores XPN v8 805 V2 831 (SDFCU) TUC V 8 800 07/25 EFX Bankcard v8 822 EFX FIC0 v8 807 Vantage score 4.0 817 via JC Penney
JC Penney 10/2008 4,700 US Bank Cash 08/2010 12,000 Citibank Custom Cash 5/2015 14,100, State Dept. FCU 06/2023 25,000 02/2024 Redstone FCU Signature VISA 10,000 08/23/2024 Commonwealth Credit Union 15000 07/25 Walmart One 5000 12/04/25
Banks and Credit Unions: Lafayette FCU Fortera FCU State Department FCU Redstone FCU Hughes FCU Commonwealth FCU Veridian Credit Union Utah Community Credit Union
My personal blacklist Axos Bank, Bank of America, Synchrony Bank Capital One TD Bank BMO Langley FCU Paypal
Message 19 of 21
Varsity_Lu
Valued Contributor

Re: AAA Daily Advantage Credit Changes

A few gas station data points for the AAA Travel Advantage card since the nerf:

 

Meijer: 1%

Sam's Club: 0%  Yes, you read that right.  Zero cash back at Sam's.

Murphy's: 5%  This one surprised me but I am tickled that it is still giving 5%

Kroger: haven't tried yet, but I expect it to only return 1%

Blue Cash PreferredBlue Cash EverydayHilton HonorsSavorREIFidelity Rewards VisaVoice Rewards + Perks CheckingMore RewardsMax Cash PreferredAAA Travel AdvantageCashRewards
Fidelity InvestmentsHuntington National BankNavy Federal Credit UnionMechanics Savings BankDirections Credit Union
FICO® 8: 844 (Eq) · 838 (Ex) · 812 (TU)
Clean | Thick | Mature | New Revolver

Message 20 of 21
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