AAdvantage not affecting utilization and score

[debetto]

I got my AAdvantage Gold World MC.  I then found out that it does not report CL and was expecting the high balance to be used instead.  I have gone through 2 billing cycles and high balance still reports as "not reported" (current balance of $4.8K, out of a $7k revolving limit).  Also, the "understanding your score" section states that my overall utilization is 11% to 14% depending on which CRA...this 11% to 14% is actually the util on my 3 other cards, $163 out of $1190.  My "amount of debt" actually improved to "very good" from "good" and gave me a 33 point bump in my Fico score.  This is totally opposite of what I was expecting because I was ready to take a hit on my score just to have a high high balance reported.

Could it be that AAdvantage util is not being used in calculating the score?

Dave

[haulingthescoreup]

How is it listed on the three different reports? Be sure to click on "Details" or use the printable report option to see the extra info.

Also, if by any chance you have pulled your full reports from the CRA's, how is it listed there?

[debetto]

In EQ it says $0 for "largest past balance", but has $4.8k for the current balance so I know that Citi reported activity on the card.  Same story for TU and EX.

[haulingthescoreup]

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@debetto wrote:

In EQ it says $0 for "largest past balance", but has $4.8k for the current balance so I know that Citi reported activity on the card. Same story for TU and EX.

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Sorry, I should have been more clear. I meant, how is the card named on the reports? There are two different entries on each report called loan type and account type. What does each report have on these two fields?

[debetto]

it says "loan type: not reported" and "account type: revolving"