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AAoA question

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tryingagain62
Contributor

AAoA question

If I close a couple of cards that were opened recently, will they still factor in my AAoA?

Message 1 of 5
4 REPLIES 4
-Wade-
Valued Contributor

Re: AAoA question


@tryingagain62 wrote:

If I close a couple of cards that were opened recently, will they still factor in my AAoA?


Yes they will still factor in your AAoA

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 2 of 5
awiser
Regular Contributor

Re: AAoA question


@tryingagain62 wrote:

If I close a couple of cards that were opened recently, will they still factor in my AAoA?


They will factor in your AAoA for up to 10 years.


Message 3 of 5
BigBS
Senior Contributor

Re: AAoA question

Hopefully they were in good standing before closed.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 4 of 5
takeshi74
Senior Contributor

Re: AAoA question

This is a very common question and there's even a sticky for it:

http://ficoforums.myfico.com/t5/Credit-Cards/Closing-Credit-Cards/m-p/347190?jump=true

 


@BigBS wrote:

Hopefully they were in good standing before closed.


...and with a 0 balance.

Message 5 of 5
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