AMEX 3X CLI question

[Aarvard]

Hi guys,

I read that Amex will do multiple soft pulls during your first few months from account opening date and use the last SP to determine 3X CLI. I check my Experian report constantly since they opened my Gold Delta card on 09/10/2014 but I only see 1 SP from them on 09/29/2014. Is that uncommon?

By the way my util is around 1%, always PIF my Amex card. AAoA is 6 months. EX score is 740. Will there a big chance Amex offer me 3X CLI from 2k to 6k?

Thanks,

[Chris679]

No I would not say it is uncommon that they have only done the one SP in 2 months and assuming your income is reasonable I think you are a go for $6000 easily.

[lg8302ch]

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@Aarvard wrote:

Hi guys,

I read that Amex will do multiple soft pulls during your first few months from account opening date and use the last SP to determine 3X CLI. I check my Experian report constantly since they opened my Gold Delta card on 09/10/2014 but I only see 1 SP from them on 09/29/2014. Is that uncommon?

By the way my util is around 1%, always PIF my Amex card. AAoA is 6 months. EX score is 740. Will there a big chance Amex offer me 3X CLI from 2k to 6k?

Thanks,

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No it is not. Amex hardly does any SP on my file either but that might be because I use the card very sparingly.. it's in SD mode for me just to keep it alive.

[aubie1kenobie2]

I had the same thing happen to me when I first got the card, but got approved for the first 3x CLI anyway! Haven't tried for the second one yet. Good luck!