@takeshi74 wrote:
@14Fiesta wrote:But that brings up another question - Did the computer possibly make an error upon approval and assign me the wrong credit line? If someone were to manually review my account, would I be CLD'd to the correct amount?
Anything's possible. Seems unlikely to me though on both counts.
@14Fiesta wrote:I want to do a mini app spree in December/January for the Chase Freedom and Citi Double Cash. I don't want to get approved for a CLI closer/above my current reported income and then get denied for those cards based on too much available credit. (Are Chase/Citi sticklers of this?)
We can't guarantee things one way or the other. Which is more important to you -- the CLI or your spree?
Right now I am prioritising the spree - because my file is still thinnish and I could use a few more TLs and I would like to establish a relationship with Chase and Citi.
Edit: I also realize that nothing is 100% in the world of Credit, many things are YMMV, but looking at data points across the whole community, has anyone ever had a denial from Chase or Citi with the explicit reason being to much available credit already? I assume they still extend past a certain point, with seeing several members who have about a 50K salary and 300K in available credit, but approximately how thick would my file need to be in order to achieve something similar to this? (on a smaller scale ofcourse)
