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AMEX 61 Day CLI on Two Cards?

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joeyoey
Frequent Contributor

AMEX 61 Day CLI on Two Cards?

Hi everyone,

 

So, back in October I hastily applied for an AMEX Gold Delta Skymiles card.  To my complete & utter shock, I was approved.  I had been planning on aplying for a BCE maybe next Summer but this night I was up a little late & had a few glasses of wine & thought "oh, what the heck".  lol  I applied for the Delta because I kept reading this was the easiest one to get.  Anyway, as soon as I was approved I was both thrilled & disappointed that I didn't go ahead & apply for the card I really wanted...the BCE Pref.  Well, after a day or two of thinking about it, I applied for the blue & got approved again!  They actually gave me the "pending" message which made me VERY nervous but after about a week they approved it & sent it out.

 

So, here's my question.  My main card I use is the BCE & I def. want the 3x CLI (or, however much I can get) on Jan 1st but I'm wondering can I also get the CLI with the gold as well?  I don't use that card very often but it's got a higher limit than the Blue and if I can have that one go up 3x (or, even 2x), it'll really help my utilization.

 

The gold is up first but should I try for the CLI with the Blue first, see what happens & then go the for gold?  Or, should I just try for the blue & let the CLI with the gold go (b/c I honest to goodness don't know how I got approved for one...let alone 2...& I DON'T want to push my luck with AMEX!).

 

Thanks for any insight!

 

 



Starting Score (02/01/2014): EQ 548 EX 548 TU 564
Current/Most Recent FICO Score (4/01/2015): EQ 686 EX 668 TU 669
Nov 1, 2015 Goal: 700 Across all 3

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Message 1 of 11
10 REPLIES 10
taxi818
Super Contributor

Re: AMEX 61 Day CLI on Two Cards?

To give you short answer.  No. 1 cli across all accounts. No matter how many cards you got. If approved. Every 181 days. If declined. You can try again in 90 days 

Message 2 of 11
coldnmn
Mega Contributor

Re: AMEX 61 Day CLI on Two Cards?

http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/m-p/1811071

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Message 3 of 11
NRB525
Super Contributor

Re: AMEX 61 Day CLI on Two Cards?

+1 & +1

I think the other consideration is, you have to let the CL on one AMEX card season for 13 statements before you can move it to another card.

What are the limits on the two cards?

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 4 of 11
joeyoey
Frequent Contributor

Re: AMEX 61 Day CLI on Two Cards?

That's kind of what I was thinking...that they'd only approve one.  Thanks for the info!



Starting Score (02/01/2014): EQ 548 EX 548 TU 564
Current/Most Recent FICO Score (4/01/2015): EQ 686 EX 668 TU 669
Nov 1, 2015 Goal: 700 Across all 3

Take the myFICO Fitness Challenge


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Message 5 of 11
takeshi74
Senior Contributor

Re: AMEX 61 Day CLI on Two Cards?

Definitely read the guide linked above.

Message 6 of 11
NRB525
Super Contributor

Re: AMEX 61 Day CLI on Two Cards?

+1

You only get the 3X CLI once every 6 months for any card, and so you should understand the fine print prior.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 7 of 11
Anonymous
Not applicable

Re: AMEX 61 Day CLI on Two Cards?

 
Message 8 of 11
Kostya1992
Established Contributor

Re: AMEX 61 Day CLI on Two Cards?

Waaaait so if I opened a Costco TE 2 months ago and today I get a 3xCLI and open a BCE, I won't be able to 3xCLI the BCE 61days after account opening???
TU08 FICO850
EX08 FICO850
EQ08 FICO850

Message 9 of 11
taxi818
Super Contributor

Re: AMEX 61 Day CLI on Two Cards?

That is correct. You will have to wait another 4 months from the one you got 2 months ago.
Message 10 of 11
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