AMEX AU and/or blacklist

[FinStar]

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@mowglidude wrote:

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@myjourney wrote:

Did you burn Amex?

But yes applying and not getting a HP says Blacklisted 

Your EX score is high enough for an approval of course that's only one factor to be considered 

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Yes a couple of CO's eight years ago. I just apped, no HP, immediate denial, "because AMEX cancelled my previous accounts." Not that big a deal, figured I was. Can one become an AU while being blacklisted?

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If your DW tries to add you as AU and the system doesn't allow it, it likely means the unpaid CO (i.e. blacklisted).  Typically, depending on the timeframe this occurred, the CO and/or the amount, some folks can fall through the cracks and be able to be added as AU.  But, if IIB and/or unpaid COs, then likely not.  Only way to test this is whenever your DW attempts to add you as AU.

[myjourney]

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@FinStar wrote:

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@mowglidude wrote:

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@myjourney wrote:

Did you burn Amex?

But yes applying and not getting a HP says Blacklisted 

Your EX score is high enough for an approval of course that's only one factor to be considered 

---

Yes a couple of CO's eight years ago. I just apped, no HP, immediate denial, "because AMEX cancelled my previous accounts." Not that big a deal, figured I was. Can one become an AU while being blacklisted?

---

If your DW tries to add you as AU and the system doesn't allow it, it likely means the unpaid CO (i.e. blacklisted).  Typically, depending on the timeframe this occurred, the CO and/or the amount, some folks can fall through the cracks and be able to be added as AU.  But, if IIB and/or unpaid COs, then likely not.  Only way to test this is whenever your DW attempts to add you as AU.

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For sure 

[mowglidude]

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@myjourney wrote:

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@FinStar wrote:

---

@mowglidude wrote:

---

@myjourney wrote:

Did you burn Amex?

But yes applying and not getting a HP says Blacklisted 

Your EX score is high enough for an approval of course that's only one factor to be considered 

---

Yes a couple of CO's eight years ago. I just apped, no HP, immediate denial, "because AMEX cancelled my previous accounts." Not that big a deal, figured I was. Can one become an AU while being blacklisted?

---

If your DW tries to add you as AU and the system doesn't allow it, it likely means the unpaid CO (i.e. blacklisted).  Typically, depending on the timeframe this occurred, the CO and/or the amount, some folks can fall through the cracks and be able to be added as AU.  But, if IIB and/or unpaid COs, then likely not.  Only way to test this is whenever your DW attempts to add you as AU.

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For sure 

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No BK, unpaid CO's. Will have to see if I can be added as an AU, not super important. She may stress, a little paranoid of her 865 score, whatever...

[myjourney]

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@mowglidude wrote:

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@myjourney wrote:

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@FinStar wrote:

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@mowglidude wrote:

---

@myjourney wrote:

Did you burn Amex?

But yes applying and not getting a HP says Blacklisted 

Your EX score is high enough for an approval of course that's only one factor to be considered 

---

Yes a couple of CO's eight years ago. I just apped, no HP, immediate denial, "because AMEX cancelled my previous accounts." Not that big a deal, figured I was. Can one become an AU while being blacklisted?

---

If your DW tries to add you as AU and the system doesn't allow it, it likely means the unpaid CO (i.e. blacklisted).  Typically, depending on the timeframe this occurred, the CO and/or the amount, some folks can fall through the cracks and be able to be added as AU.  But, if IIB and/or unpaid COs, then likely not.  Only way to test this is whenever your DW attempts to add you as AU.

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For sure 

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No BK, unpaid CO's. Will have to see if I can be added as an AU, not super important. She may stress, a little paranoid of her 865 score, whatever...

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Won't effect her scores by adding you

[mowglidude]

Try telling her

[myjourney]

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@mowglidude wrote:
Try telling her

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ROFLOL

You're on your own with that ....we can't help you