cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX AU question

tag
tsquad131
Frequent Contributor

Re: AMEX AU question

i thought if you got a card in your own name as a primary not au you dont get the backdating because your technically a new member, when you were an au you get the backdating on the primary's membership start date

amazon
Message 11 of 19
Repo-ed
Senior Contributor

Re: AMEX AU question


@tsquad131 wrote:

i thought if you got a card in your own name as a primary not au you dont get the backdating because your technically a new member, when you were an au you get the backdating on the primary's membership start date


I was told the opposite. In fact, one member even thought I could backdate my amex (AU on DGF acct) to MY member since date, which is 3 years longer than her own.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 12 of 19
LS2982
Mega Contributor

Re: AMEX AU question


@Repo-ed wrote:

@tsquad131 wrote:

i thought if you got a card in your own name as a primary not au you dont get the backdating because your technically a new member, when you were an au you get the backdating on the primary's membership start date


I was told the opposite. In factone member even thought I could backdate my amex (AU on DGF acct) to MY member since date, which is 3 years longer than her own.,


Smiley Surprised

 

Smiley Indifferent




EQ FICO 548 3/3/16
Message 13 of 19
Open123
Super Contributor

Re: AMEX AU question

Normally, it takes AmEx some time before they start reporting.  I'd say 60 days or a couple of billing cycles is the norm.

 

On one of my AmEx cards, they reported it in 3 weeks, which surprised the heck out of me.  All my other AmEx cards have taken 2 full billing cycles before reporting.

Message 14 of 19
LS2982
Mega Contributor

Re: AMEX AU question


@Open123 wrote:

Normally, it takes AmEx some time before they start reporting.  I'd say 60 days or a couple of billing cycles is the norm.

 

On one of my AmEx cards, they reported it in 3 weeks, which surprised the heck out of me.  All my other AmEx cards have taken 2 full billing cycles before reporting.


Wow...

 

I guess that gives me time to get some extra history on my cards before Barclays has a hissy fit.....Smiley Very Happy




EQ FICO 548 3/3/16
Message 15 of 19
Repo-ed
Senior Contributor

Re: AMEX AU question

Here I go again rezzing 5 year old threads.

 

My bad!

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 16 of 19
Open123
Super Contributor

Re: AMEX AU question


@LS2982 wrote:

@Open123 wrote:

Normally, it takes AmEx some time before they start reporting.  I'd say 60 days or a couple of billing cycles is the norm.

 

On one of my AmEx cards, they reported it in 3 weeks, which surprised the heck out of me.  All my other AmEx cards have taken 2 full billing cycles before reporting.


Wow...

 

I guess that gives me time to get some extra history on my cards before Barclays has a hissy fit.....Smiley Very Happy


LOL...yeah, the odds are that it'll be some time before Barclays will even know you've got a new Amex.

Message 17 of 19
LS2982
Mega Contributor

Re: AMEX AU question


@Open123 wrote:

@LS2982 wrote:

@Open123 wrote:

Normally, it takes AmEx some time before they start reporting.  I'd say 60 days or a couple of billing cycles is the norm.

 

On one of my AmEx cards, they reported it in 3 weeks, which surprised the heck out of me.  All my other AmEx cards have taken 2 full billing cycles before reporting.


Wow...

 

I guess that gives me time to get some extra history on my cards before Barclays has a hissy fit.....Smiley Very Happy


LOL...yeah, the odds are that it'll be some time before Barclays will even know you've got a new Amex.


Well all I can do is use the card and PIF like I have been doing. Maybe that will offset the new account hate they got! Smiley Very Happy




EQ FICO 548 3/3/16
Message 18 of 19
haulingthescoreup
Moderator Emerita

Re: AMEX AU question


@Repo-ed wrote:

Here I go again rezzing 5 year old threads.

 

My bad!


Smiley Very Happy

 

Happens a lot.

* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 19 of 19
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.