After much struggle to get my Credit Reports cleaned out, I finally was approved for an AMEX PRG.
My card arrived today and the card showed Member Since 2013.
I called the number on the back of the card and I spoke with a very friendly CSR, explained to her that I had an AMEX Green Card back in the 80's and tried to give her my addresses back then, after searching, she told me that she could backdate me to 1997.
That was when I was issued a Corporate Green Card for my military travel expenses.
I'll take that. It's better than 2013 that's for sure.
New Card has been issued and the Member since 1997 already shows on the website.
I got to keep searching in my records to see if I can find info on that original Green Card.
I am assuming that if I apply for a revolving card with AMEX it will also show that 1997 date. Correct?
Starting Score: 660 - 2010
Congrats, I did the same thing. That government card got mine backdated to 1993. And yes, any Amex you get will show the 97 member since date now.
@phoenix_one wrote:After much struggle to get my Credit Reports cleaned out, I finally was approved for an AMEX PRG.
My card arrived today and the card showed Member Since 2013.
I called the number on the back of the card and I spoke with a very friendly CSR, explained to her that I had an AMEX Green Card back in the 80's and tried to give her my addresses back then, after searching, she told me that she could backdate me to 1997.
That was when I was issued a Corporate Green Card for my military travel expenses.
I'll take that. It's better than 2013 that's for sure.
New Card has been issued and the Member since 1997 already shows on the website.
I got to keep searching in my records to see if I can find info on that original Green Card.
I am assuming that if I apply for a revolving card with AMEX it will also show that 1997 date. Correct?
Yes
@Anonymous wrote:
I've got a Macy's Amex wonder if they'll backdate that 1
No, because it's not issued and backed by AMEX, it's issued and backed by Department Stores National Bank ("DSNB") out of Sioux Falls South Dakota.
@RyVision wrote:
@Anonymous wrote:
I've got a Macy's Amex wonder if they'll backdate that 1No, because it's not issued and backed by AMEX, it's issued and backed by Department Stores National Bank ("DSNB") out of Sioux Falls South Dakota.
+1
@bs6054 wrote:I pulled my EQ credit report today and was still amused at Amex. I had a card in 1987, cancelled by 1989, and got another in 2007 that was moved to a BCP in Feb 2012.
As expected, my CR shows "Date opened: Sep 1987" but "Months Reporting: 12" but better, the 84 month payment history shows green squares going back to mid 2006, so I was paying as agreed on an account that didn't exist. And while in some sense the contrapositive is true (I wasn't late paying on the account in 2006), I STILL don't see how Amex is allowed to do this! It's bad data.
It's not bad data, you essentially just said the CR shows the facts behind the account. Behind those "Green squares" is a zero payment that any first line CSR can see and know the meaning of.
The green squares do NOT mean a payment was made, they mean a LATE payment wasn't made, there was no balance or activity (essentially an account oh hold) or payment required, ie: you were paying as agreed "nothing on an account that was on hold in AMEX's files and not accessible during that time." Why is it so hard for people to grasp that simple concept?