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AMEX Backdating in Jeopardy?

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SouthJamaica
Mega Contributor

Re: AMEX Backdating in Jeopardy?


@slap_happy wrote:
I have three American Express, platinum, gold and blue cash, they all used to report an opening date of 1997 but I checked my fako today and only gold has changed from 1997 to the actual opening date of 2004 only on TU

Just noticed that one of my closed backdated Amex cards didn't  report on Equifax.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 31 of 58
JLK93
Established Contributor

Re: AMEX Backdating in Jeopardy?


@SouthJamaica wrote:

@slap_happy wrote:
I have three American Express, platinum, gold and blue cash, they all used to report an opening date of 1997 but I checked my fako today and only gold has changed from 1997 to the actual opening date of 2004 only on TU

Just noticed that one of my closed backdated Amex cards didn't  report on Equifax.


Are you saying that it never reported to Equifax?

 

Backdated Amex cards don't continue to report after they are closed.

Message 32 of 58
pipeguy
Senior Contributor

Re: AMEX Backdating in Jeopardy?

I'm not a fan of AmEx - long story - but I have a single low limit card that I keep open to maintain my 1978 member date - put $618 in 2016 on the card just to keep it open and yes it has an old very low APR (7.74%), but I still don't like Amex - 39 years of use keeps it open. 

 

Edit = APR and 2016 spending

Message 33 of 58
peghede
Valued Contributor

Re: AMEX Backdating in Jeopardy?

You have you acc open for 39 years? wutt ?

Message 34 of 58
awp317
Frequent Contributor

Re: AMEX Backdating in Jeopardy?

Just did a credit karma update today. Older amex's showing MSD. Blue cash showing opened july of 16 which is true and after they stopped backdating. So I think the glitch has been fixed. 

Amex Platinum NPSL I Chase Sapphire Reserve 78K I Chase Freedom U 55k I JP Morgan Ritz 50k I B OF A Cash Rewards 50k I Barclay Black Luxury 43,750 I Capital One QuickSilver 40K I Amex BCP 34k I Amex Optima Platinum 30k I Barclays Arrival+ World E 29k I Merril+ 27,800 I Lowes 25k I Pen Fed PR Visa Sig 20K I Home Depot 17k I NFCU Cash Rewards 8k

Amex Biz Platinum NPSL I Lowes Business 42k I Amex Simply Cash + $22,500 I Chase Ink 21K I B of A World Points $20,500 I B of A Bus MasterCard 16k I Amex SPG 3K.
Message 35 of 58
manyquestions
Established Contributor

Re: AMEX Backdating in Jeopardy?


@awp317 wrote:

Just did a credit karma update today. Older amex's showing MSD. Blue cash showing opened july of 16 which is true and after they stopped backdating. So I think the glitch has been fixed. 


Did some of your accounts lose the backdating and then regain it today? 

Message 36 of 58
noobody
Established Contributor

Re: AMEX Backdating in Jeopardy?

I think there is 2 fold of the question
BCE/BCP statement has to be closed after 2/20
Fresh pulled TU report on Amex, does it backdate?
My BCE closed on 2/13, BOA shows TU score on 2/20.
I would not know the answer for myself until mid next month, but i bet there would be millions DP by then.
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
Message 37 of 58
SouthJamaica
Mega Contributor

Re: AMEX Backdating in Jeopardy?


@JLK93 wrote:

@SouthJamaica wrote:

@slap_happy wrote:
I have three American Express, platinum, gold and blue cash, they all used to report an opening date of 1997 but I checked my fako today and only gold has changed from 1997 to the actual opening date of 2004 only on TU

Just noticed that one of my closed backdated Amex cards didn't  report on Equifax.


Are you saying that it never reported to Equifax?

 

Backdated Amex cards don't continue to report after they are closed.


It did report until this month.


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 38 of 58
AverageJoesCredit
Legendary Contributor

Re: AMEX Backdating in Jeopardy?

Wow, PipeguySmiley Happy 39 years open cc, thats gotta do wonders for your AaolSmiley Happy.
Message 39 of 58
pipeguy
Senior Contributor

Re: AMEX Backdating in Jeopardy?


@AverageJoesCredit wrote:
Wow, PipeguySmiley Happy 39 years open cc, thats gotta do wonders for your AaolSmiley Happy.

A: I'm old

B: NO AF, low APR

C: I'll close it at 50 years

D: lets me open new much better cards

 

Message 40 of 58
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