AMEX CL increase 61 days...

[Anonymous]

So Im coming up soon on my 61 days CLI. I wanted to know I heard it was from the day the account got created not the first charge right? And how will I know what day my account got created ?

[Brusilov]

Open date for me was the approval date (applied on the 10th, approved on the 13th after doing some ID verification stuff).

[FinStar]

You would need to contact AMEX to obtain the date your account was approved/activated on the system.

More information is also available on the posted/popular sticky on these boards regarding the AMEX CLI data points:

http://ficoforums.myfico.com/t5/Credit-Cards/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

[Anonymous]

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@Anonymous wrote:

So Im coming up soon on my 61 days CLI. I wanted to know I heard it was from the day the account got created not the first charge right? And how will I know what day my account got created ?

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Mine was from the date that I was approved. Just count 61 days from date of approval and on the 61st day, you can apply for a CLI. You can do it online in a matter of seconds.

[Anonymous]

If you were instantly approved when you applied, the next day would be day 1 on your count to 61.

[Anonymous]

Is it better to do it online? Or calling the number? Or the decesion would be the same either or? 

[Anonymous]

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@Anonymous wrote:

Is it better to do it online? Or calling the number? Or the decesion would be the same either or? 

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I don't think it matters, I just thought doing it online might be better. When you do it online the only questions you are asked are, income and how much increase you want. In my case, I was given an initial 8k when I applied so I asked for 24k total and they responded with 23k. There is a button to accept their offer so, click on that and the procedure is done. I also figured there would be less hassle doing it online. If they are going to approve you, it doesn't matter which way you go. Good luck and if you have more questions, just ask. My advice as well as the majority of the other posters on this forum is to not be shy about asking for the full 3X CLI.

What was your initial credit line?

[SnackTrader]

@Slab

My card was instant approval and my account creation date was 4 days after. The methods discussed within the 3X CLI thread linked earlier have been tested. As far as I am aware, your method would not be effective in 100% of circumstances.

[Anonymous]

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@SnackTrader wrote:
@Anonymous

My card was instant approval and my account creation date was 4 days after. The methods discussed within the 3X CLI thread linked earlier have been tested. As far as I am aware, your method would not be effective in 100% of circumstances.

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So, I am assuming that you are saying that I don't know what the hell I am talking about since you say that my circumstances don't meet 100% of others circumstances. I wonder what my motivation would be to try and lead this person astray. I have noticed in these forums that some of you posters with large posting numbers seem to think you have the final word in these threads. I have also noticed that many posters build up their posting numbers by posting insignificant posts such a "congrats" "+1" and other inflating posts. I don't take kindly to being called a liar and that is what you have done. Some of you over posting zealots are no more informed than some of the lesser posting members. I can only relay to the OP, my situation and gave him an accurate account of the way I handled my account. There was no reason for your post other than to act pompous and call me a liar. You might be better off with posting congrats and +1 and go to the garden rather than sticking your nose into something that didn't apply to you.

[FinStar]

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@Anonymous wrote:

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@SnackTrader wrote:
@Anonymous

My card was instant approval and my account creation date was 4 days after. The methods discussed within the 3X CLI thread linked earlier have been tested. As far as I am aware, your method would not be effective in 100% of circumstances.

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So, I am assuming that you are saying that I don't know what the hell I am talking about since you say that my circumstances don't meet 100% of others circumstances. I wonder what my motivation would be to try and lead this person astray. I have noticed in these forums that some of you posters with large posting numbers seem to think you have the final word in these threads. I have also noticed that many posters build up their posting numbers by posting insignificant posts such a "congrats" "+1" and other inflating posts. I don't take kindly to being called a liar and that is what you have done. Some of you over posting zealots are no more informed than some of the lesser posting members. I can only relay to the OP, my situation and gave him an accurate account of the way I handled my account. There was no reason for your post other than to act pompous and call me a liar. You might be better off with posting congrats and +1 rather than sticking your nose into something that didn't apply to you.

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Slab - just take a deep breath.  This is just an open discussion forum - not the end of the world.  No need to take things personal or for the rude response.

Snack was simply pointing out a "best practice" from the sticky which has provided optimal results for a LOT of folks based on documented data points... that's all. 

Either way, regardless of the outcome, it's always going to boil down to YEMV - no matter what.  The best recommended step in this situation perhaps would be to let the OP know and wait it out maybe 5 days out from his planned date - this way his request is not too premature? (hopefully patience is still a virtue for some) and then proceed with the CLI?  He was already provided a link to familiarize with the process in the event his circumstances would be different from others.