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Guys.
MY Amex Hilton was approved Feb 21. IT arrived Feb 26. I activated it Feb 26. Today, I applied a credit line increase throught the automated system by phone. I was denied and told that AMEX only increases credit lines after 60 days.
Was I it by a hard pull by this one? When is the exact time to ask for the CLI and thru phone? I don't have the CLI button on my account
Thanks. More power and more credit line increases to all!
I've been declined twice now
At least they initially matched my highest line at $7k
From what I've read here, and if I remember correctly, you can request a CLI 61 days after opening. I'd be stunned if it were a HP: you got kicked out before they even looked at your report most likely, and traditionally Amex CLI's are SP's anyway.
@cutemarty1 wrote:Guys.
MY Amex Hilton was approved Feb 21. IT arrived Feb 26. I activated it Feb 26. Today, I applied a credit line increase throught the automated system by phone. I was denied and told that AMEX only increases credit lines after 60 days.
Was I it by a hard pull by this one? When is the exact time to ask for the CLI and thru phone? I don't have the CLI button on my account
Thanks. More power and more credit line increases to all!
Doubt it was a hard pull. Amex is usually (always?) a soft for CLI requests.
I also don't think it resets your clock, so you should be good to request again in a couple days. This I'm not so sure about though.
As for timing, it is no CLIs in first 60 days. So you have to wait until day 61. I think that counts from account activation.
ya u have nothing to worry about... You just jumped the gun a bit. Try again in a week.
@cutemarty1 wrote:Guys.
MY Amex Hilton was approved Feb 21. IT arrived Feb 26. I activated it Feb 26. Today, I applied a credit line increase throught the automated system by phone. I was denied and told that AMEX only increases credit lines after 60 days.
Was I it by a hard pull by this one? When is the exact time to ask for the CLI and thru phone? I don't have the CLI button on my account
Thanks. More power and more credit line increases to all!
I was talking to a CSR yesterday because I also pulled the trigger a day or so early on my Costco TU and she said I had to wait 6 months to ask again even though it was just a day early from the 60 days, but maybe she was mistaken?
@cs91 wrote:I was talking to a CSR yesterday because I also pulled the trigger a day or so early on my Costco TU and she said I had to wait 6 months to ask again even though it was just a day early from the 60 days, but maybe she was mistaken?
OMG.
Anyway, tried reading numerous AMEX CLI threads -- one dude also jumped the gun and called again in a few days.
Imma try to call them on April 26.... Crossing my fingers. I've been stuck with so low limits!
@cutemarty1 wrote:
@cs91 wrote:I was talking to a CSR yesterday because I also pulled the trigger a day or so early on my Costco TU and she said I had to wait 6 months to ask again even though it was just a day early from the 60 days, but maybe she was mistaken?
OMG.
Anyway, tried reading numerous AMEX CLI threads -- one dude also jumped the gun and called again in a few days.
Imma try to call them on April 26.... Crossing my fingers. I've been stuck with so low limits!
April 27.
61 days or you'll get the same response.
Got it. 2 more days....
Just did automated today. --> CLI Denied due to high risk score. So when, is the next mark(date) for CLI guys? Am so sad today.