cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX CLI Question

tag
estukay
New Contributor

AMEX CLI Question

Hello myFICO!

 

I have a big question! I was on my AMEX account and decided to give the luv button a try and deicided to give the 3X CLI a try.

 

So what my credit limit was 2.2k and I had a 1.8k balance on it! Smiley Surprised

 

And apparently I got approved! for 5.5k. I wanted to be safe and not ask for a higher limit. 

 

My question is did they do a HP because I did not get a notice stating that they needed to pull my credit like Citi or Discover :/ 

 

I really hope they did not do a HP because I recently applied for a new card last week.

 

Here's a screenshot of the picture I got. I did not get any warnings or cautions so i'm not sure if its a SP or HP. Any inputs for those who have a experienced this?

 

 

 

 

 

 

 

74b36c34-5169-4be8-baf5-13d454ee34c9_zpsxq9gojnr.PNG

Message 1 of 5
4 REPLIES 4
stengiz
Regular Contributor

Re: AMEX CLI Question

it is a soft pull

last app July 13 2016
Message 2 of 5
Anonymous
Not applicable

Re: AMEX CLI Question

you should always ask for the full 3x unless you aren't comfortable with the limit. even if you asked for $6,600 the worst they'd do is counter to $5,500

and yes, soft pull as stengiz said
Message 3 of 5
estukay
New Contributor

Re: AMEX CLI Question

I know, but so since it is a SP I feel much better Smiley LOL 

 

I did not get any credit alerts about inquiries so that should be a good sign right?

Message 4 of 5
Anonymous
Not applicable

Re: AMEX CLI Question


@estukay wrote:

I know, but so since it is a SP I feel much better Smiley LOL 

 

I did not get any credit alerts about inquiries so that should be a good sign right?


You won't get any alerts because it is a SP.

Message 5 of 5
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.