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I have a couple cards with Amex but haven't been able ot request a CLI until now due to an existing BK on my record. The BK is gone! If I request a CLI will they use the existing monthly FICO score they have already pulled or will they do a new SP on my Experian? My monthly FICO was done a day before the BK disappeared off my CR so if they use the existing score then I guess I have to wait until next month when they do a new SP?
@Anonymous wrote:I have a couple cards with Amex but haven't been able ot request a CLI until now due to an existing BK on my record. The BK is gone! If I request a CLI will they use the existing monthly FICO score they have already pulled or will they do a new SP on my Experian? My monthly FICO was done a day before the BK disappeared off my CR so if they use the existing score then I guess I have to wait until next month when they do a new SP?
The existing one. You should wait till the next one is pulled plus a couple of weeks.
@CreditInspired wrote:
Wait. You’ll be glad you did.
And, IMHO, I would wait 2 months just to be on the safe side.
+1 to this
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