AMEX CLI SP/HP if you Decline

[G19OD]

Hey all,

I haven't requested a credit limit increase in quite a while on my Amex BCE (15.1k) and I have the urge to push it higher if possible. The thing is, I have relatively high utilization that won't be fully paid off for awhile (took advantage of 0% APR to remodel portions of my condo).

My question is, if I ask for a CLI to say, $25k, and they either deny me or give me a low CLI, will I only receive a SP if they deny or if I decline the CLI?

Not that I necessarily would decline the CLI, but just out of curiosity. Thanks!

[myjourney]

YMMV but in 99% yes it will be a SP for a CLI 

So go get em and good luck

[G19OD]

Received the you will receive a written response in 7-10 days message.

Ideas?

[myjourney]

You changed your post/edit I would get UTL down before requesting a CLI with Amex

[myjourney]

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@G19OD wrote:

Received the you will receive a written response in 7-10 days message.

Ideas?

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Check email that message is not always a denial 

We have seen cases of getting a email with an approval after getting that message 

Good luck 

[G19OD]

Edited "of" to "off" in my edit.

[Anonymous]

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@myjourney wrote:

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@G19OD wrote:

Received the you will receive a written response in 7-10 days message.

Ideas?

---

Check email that message is not always a denial 

We have seen cases of getting a email with an approval after getting that message 

Good luck 

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Or a request for you to send a 4506T.  Just happened to me, got the 7-10 day message about 4 days ago, and today got the 4506T