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AMEX CLI doesn't work after 1st 3x?

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Anonymous
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AMEX CLI doesn't work after 1st 3x?

Just tried to do a 2nd CLI and it didn't work. lol... I went from 4500 to 13000 on the 1st go (after 60 days) which was about 5 months ago. I just did another CLI at 25,000 and it was denied. Not that I need it, but I was more curious than anything. Has this been your experience as well? Payments always on time. low balance etc etc.

 

This is for the blue cash preferred btw.

Message 1 of 25
24 REPLIES 24
Anonymous
Not applicable

Re: AMEX CLI doesn't work after 1st 3x?

If you get a CLI from Amex, the next request should be 180 days = 6 months.

Message 2 of 25
Anonymous
Not applicable

Re: AMEX CLI doesn't work after 1st 3x?

Traditionally, you can't apply for a CLI for 181 days after the most recent success or 91 days after the most recent failure, whichever ends up being the later date. I don't know if this is still valid. 

Message 3 of 25
icloud2525
Frequent Contributor

Re: AMEX CLI doesn't work after 1st 3x?

You have to wait at least 6 months between CLI I believe. Auto denial being it was only 5 months. 

Chase Sapphire Reserve $32.5K, Amex BCP $20K, Amex PRG NPSL, Amex Hilton Surpass $13,500, Amex Hilton $16,200, Discover it $16,000, Citi TYP $18,900, US Bank Cash+ Visa Sig $12,000, Virgin Atlantic World Elite MC $13,100, Merrill+ Visa Sig $10,000, Fidelity Visa Sig $14,000, Barclay Cash Forward $16,500, Wells Fargo Rewards $12,500, Local CU $7000, Barclay Apple Rewards $5500, Chase Freedom $5000,-- EQ FICO 768, EX FICO 777, TU FICO 781
Message 4 of 25
Anonymous
Not applicable

Re: AMEX CLI doesn't work after 1st 3x?

Oopsie... did I reset the timer now, or can I try again at the 6 month mark? I just looked btw, it was on 12/10/14 I did the 3x CLI request.

Message 5 of 25
Anonymous
Not applicable

Re: AMEX CLI doesn't work after 1st 3x?

Wait 91 days

Message 6 of 25
Anonymous
Not applicable

Re: AMEX CLI doesn't work after 1st 3x?


@Anonymous wrote:

Oopsie... did I reset the timer now, or can I try again at the 6 month mark? I just looked btw, it was on 12/10/14 I did the 3x CLI request.


I think you trigger the 90 day timer. You would have been open for a CLI on June 9th. However, I think that the rejection will now be the dominant date, which, if you applied today, means you can apply again on August 22nd.

Message 7 of 25
Anonymous
Not applicable

Re: AMEX CLI doesn't work after 1st 3x?

you have to wait 91 days now.
Message 8 of 25
Anonymous
Not applicable

Re: AMEX CLI doesn't work after 1st 3x?

No, he doesn't need to wait 91 days.  The early try does not reset the counter.  He can try again when he hits the 6 month mark from his original CLI.

Message 9 of 25
Anonymous
Not applicable

Re: AMEX CLI doesn't work after 1st 3x?

oh. sorry. i guess i was misinformed when i asked last time lol c
Message 10 of 25
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