AMEX CLI

[Anonymous]

Hi,

I just had a quick question, I was hoping to know what to expect.

Last night, I hit the luv button on my AMEX Hilton card.  Had the card for about a month (the first bill just cut), and thought I would try.  I recently was denied an increase on my BCP due to "too many inquiries".  Requested a 3x increase.  Got the dreaded 5-7 day message.

This morning, I received the following email from AMEX:

"We've finished reviewing your credit limit increase request. To get the details of our decision please contact our Customer Care team at your earliest convenience by calling" xxx-xxx-xxxx

I probably won't be able to call them until sometime tomorrow.  Just wondered what to expect from the call.

Thanks

[Anonymous]

Probably a verification issue to make sure you requested it or maybe they need more info. from you such as income verification etc...  Update the thread once you talk to them. All the best.

[Anonymous]

Uh oh... It's usually a bad idea to request an Amex cli before your 60 day mark. If they decline you, you're screwed for 90 days.

[Anonymous]

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@Anonymous wrote:
Uh oh... It's usually a bad idea to request an Amex cli before your 60 day mark. If they decline you, you're screwed for 90 days.

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The 61 day rule no longer applies. Many people get CLI's as soon as activation of the card.

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Uh oh... It's usually a bad idea to request an Amex cli before your 60 day mark. If they decline you, you're screwed for 90 days.

---

The 61 day rule no longer applies. Many people get CLI's as soon as activation of the card.

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Right, but the 91 days since denial for CLIs still applies. So I'd think depending on the use of 'recently' it hinges on that. The day count is across all cards: 91 days after deinal for CLI and 181 days after successful CLI. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:
Uh oh... It's usually a bad idea to request an Amex cli before your 60 day mark. If they decline you, you're screwed for 90 days.

---

The 61 day rule no longer applies. Many people get CLI's as soon as activation of the card.

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+1 I just received my BCP asked and received nice CLI upon activation.

[austinguy907]

If they gave you a USDxxxxxxxxxxxx number on the letter you can do it electronically here https://www262.americanexpress.com/eaol/welcome_loc.do

[Anonymous]

GL 

[Anonymous]

GL let us know what happens!

[Anonymous]

CLI denied!

But I can try again in 90 days (already marked on my calendar).  And, seriously, AMEX gave me some ridiculous SLs (the BCP is still my highest CL by far), so I'm not too broken-hearted.

Thanks for the positive thoughts, everyone.