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AMEX Delta Gold Limit question

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Anonymous
Not applicable

Re: AMEX Delta Gold Limit question

My Delta Gold SL was $5K in 18, but it wasn't my first revolver with them. That was the BCE at $1,600 in 17. While my score was still over 700 I was new to them and a somewhat young/thin file, and a few paid collections at the time. 

Message 11 of 18
Loquat
Moderator Emeritus

Re: AMEX Delta Gold Limit question

@drboxing As others have mentioned, the reason you see a lot of low limit Delta Gold cards is because of it being low hanging fruit for those with less than stellar credit. It helps to get one in the door sorta speak and it also helps when said person goes to app for other Amex cards as it *usually* is a SP on EX in regards to approval/denial.
Message 12 of 18
EdMan63
Established Contributor

Re: AMEX Delta Gold Limit question

It was my first card during my rebuild 5 yrs ago and I got 10k. 


Message 13 of 18
Anonymous
Not applicable

Re: AMEX Delta Gold Limit question

Just to add to the point, I was just approved for my very first Amex card last week, the ED card. The ED card has no AF. Not the same as the delta gold, but a good Amex starter card. I've never had a relationship with Amex before now and they granted me a 25k sl. Just goes to show how much your profile has to do with Amex's starting limits. It seems unlikely to me that 2k would just be a standard sl.

Message 14 of 18
19eighty5
Senior Contributor

Re: AMEX Delta Gold Limit question

My friend opened her first credit card with AMEX and first revolver ever and received $10K as her starting limit with this card.

FICO 8 (Feb 2018):EX- 519, TU- 530, EQ- 545
FICO 8 (Sept 2022):EX- 706, TU- 685, EQ- 684
What's in my wallet:


Message 15 of 18
Anonymous
Not applicable

Re: AMEX Delta Gold Limit question


@drboxing wrote:
Is there anyone approved for the Amex Delta Gold that has gotten an opening limit over $2k. It seems there opening limits rang from $1-$2 thousand.

It just all depend on your profile. I know a couple people who got approved for the Amex Delta Gold for over $8k for their first Amex card. 

Message 16 of 18
Curious_George2
Valued Contributor

Re: AMEX Delta Gold Limit question

I have had an Amex charge card for 20+ years (Green for most of that time, recently PC'ed to Gold). Earlier this month, I snuck out of the garden to app for the Delta Gold because I was planning a rare-for-me Delta flight in a few months and the SUB would essentially cover the cost of that flight.  It's my first non-charge card with Amex. I got instant approval with a 25k SL, based on just an SP.  Amex has made a ton of money off me over the years, so one assumes they like that me. 

 

Message 17 of 18
Anonymous
Not applicable

Re: AMEX Delta Gold Limit question

I applied with less than 2 years credit history, 30k income, and was given an 8k limit. I do have an existing relationship with Amex so that probably helped.

Message 18 of 18
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