AMEX Delta issue

[Anonymous]

I have a $9K limit on my EDP and its approved for $12K

[taxi818]

Ok that's good. I will show you screenshot on 20k delta to be specific. But the 1k card no chance. 

[Anonymous]

"This card is approved to spend xxxx on general purchases at this time."

Our approval of this inquiry is etc........

[Anonymous]

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@taxi818 wrote:

Ok that's good. I will show you screenshot on 20k delta to be specific. But the 1k card no chance. 

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I do agree that in a $1K card that they aren't going to go way over that amount

[Anonymous]

Don't try spending limit too many times or you'll be calling amex next.

[traveler2005]

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@Anonymous wrote:

So I need to buy a ticket to London on Delta but with my measly $1000 limit I am unable to use my Delta AMEX. I tried for the credit limit increase through the online portal but was not successful. Has anyone ever been successful in getting AMEX to increase your credit line by calling and explaining to them that a ticket you need cost more than the limit on the card?

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   I have that problem also, I have a delta card x 3 years now with a 1000 dollar limit, I have request a CLI for the past 3 years. no do, I even called them and explained how difficult it was to purchase even 1 ticket on the card much less 6. I put the 4,800 for delta on my chase united card (with 22,000) credit line. 

They say its because of the public record on my account that was there when they approved me 3 years ago. It is 6 years old, paid and due to fall off this year. 

They are ridiculous!!!!!!

[Anonymous]

Can you prepay the Delta card?

[taxi818]

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@Anonymous wrote:
Can you prepay the Delta card?

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You can but i think the limit is only 10% over the balance due. So if you have say a balance of $100. you can pre pay $110. Thats it. I will not really let you over pay by too much. Not too many options for op as i stated those 1k limits are killers. In this case maybe apply for another card. but when amex gives the 1k there is generally something in the profile that is holding them back from being so generous.

[Anonymous]

I have a 1400 limit Delta Platinum. It's been 3 months and not getting a CLI. After many attempts, got a chat person to spill the beans..

This was his reply "Sir, while your spending patterns, payments and annual income are above par, the card has not completed 6 months. Please try again in March  2016 (Mine was opened in Sept 15).

It appears to me that Amex does not trust newcomers without subjecting them to 6 months of torture, hardship and frustration !

[NRB525]

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@Anonymous wrote:

So I need to buy a ticket to London on Delta but with my measly $1000 limit I am unable to use my Delta AMEX. I tried for the credit limit increase through the online portal but was not successful. Has anyone ever been successful in getting AMEX to increase your credit line by calling and explaining to them that a ticket you need cost more than the limit on the card?

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Do you have to buy a round trip ticket?

What if you buy one way US to London, charge that to the Delta account, the charge goes from Pending to Completed in a few days, then you post the payment, pull via AMEX from your bank. Two-three days later the payment clears.

As soon as your $1k limit returns:

Go online to purchase the return ticket, London to US. Charge to the card, it goes from Pending to Completed, post the payment.

This way you get the 2 SM per $1 of spend, which is one of the major points of having the card in the first place. You also quickly show AMEX that you need to fully utilize this limit, and that they should pay attention to give you an auto CLI.