AMEX FR

[corymcd88]

If you are an AU on an AMEX card and that person goes bank on a mortgage, will that put her account in FR and in turn put mine it a FR too?

[09Lexie]

If the primary card has a FR, all cards associated with it will be restricted until the FR has been concluded.

[LS2982]

---

@corymcd88 wrote:

If you are an AU on an AMEX card and that person goes bank on a mortgage, will that put her account in FR and in turn put mine it a FR too?

---

If that person  has a new foreclosure reporting yo ucan almost guarantee the AMEX being closed without an FR.

[corymcd88]

---

@LS2982 wrote:

---

@corymcd88 wrote:

If you are an AU on an AMEX card and that person goes bank on a mortgage, will that put her account in FR and in turn put mine it a FR too?

---

If that person  has a new foreclosure reporting you can almost guarantee the AMEX being closed without an FR.

---

What about my accounts? I'm not on the mortgage.

[Anonymous]

You are not financially responsible for the card, the person with the foreclosure is, so any adverse action on the card (such as closing or FR) will impact all users.

[Anonymous]

---

@Anonymous wrote:

You are not financially responsible for the card, the person with the foreclosure is, so any adverse action on the card (such as closing or FR) will impact all users.

---

And just to be clear, I don't think an AU would have an Financial Review, where they are asked to provide a tax return or similar, because they have no financial responsibility for paying the card, so their financial state is of no relevance.  However, if the main card is closed, so will all AU cards.

[corymcd88]

---

@Anonymous wrote:

---

@Anonymous wrote:

You are not financially responsible for the card, the person with the foreclosure is, so any adverse action on the card (such as closing or FR) will impact all users.

---

And just to be clear, I don't think an AU would have an Financial Review, where they are asked to provide a tax return or similar, because they have no financial responsibility for paying the card, so their financial state is of no relevance.  However, if the main card is closed, so will all AU cards.

---

I have three AMEX in my name only, I want to know will my account be fine? I'm on AU on their accounts. P.S. They are not going back on their AMEX cards.

[azguy13]

---

@corymcd88 wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

You are not financially responsible for the card, the person with the foreclosure is, so any adverse action on the card (such as closing or FR) will impact all users.

---

And just to be clear, I don't think an AU would have an Financial Review, where they are asked to provide a tax return or similar, because they have no financial responsibility for paying the card, so their financial state is of no relevance.  However, if the main card is closed, so will all AU cards.

---

I have three AMEX in my name only, I want to know will my account be fine? I'm on AU on their accounts. P.S. They are not going back on their AMEX cards.

---

If you are an AU on an AMEX account that is in FR, your card will be temporarily suspended until the FR is over. Also, if the account of the primary card holder is closed due to AA or voluntary closure, your card will no longer work. 

An AU is just piggy-backing off the other person. So, if they fall, you fall. 

[09Lexie]

Just to be clear , the account you are asking about has the potential closure and you are wondering how it will affect your individual acct? And that person is NOT on any of your accts?

[corymcd88]

---

@09Lexie wrote:
Just to be clear , the account you are asking about has the potential closure and you are wondering how it will affect your individual acct? And that person is NOT on any of your accts?

---

Yes.