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AMEX Fico Score insane.

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ryanbush
Valued Contributor

Re: AMEX Fico Score insane.


@youngandcreditwrthy wrote:
My TU Fico of 696, which got me approved for a BCE was exactly the TU08 Fico score Walmart had me at.
They triple pulled though

didn't you end up with a 3500 initial limit? that's really good for someone who got triple pulled.

Chase Sapphire Perferred | Chase Freedom | AMEX Platinum | AMEX Delta Platinum | AMEX SPG | Capital One Venture | Capital One Quicksliver | Discover IT | ABFCU Visa | Citi AA WEMC
Message 11 of 38
Blurbz
Contributor

Re: AMEX Fico Score insane.

Does the phone actually hang up on you or does it just say the computers are down and to call back later?  If they say the thing about hte computers, stay on the line and you'll get a rep who has access to your CL.  That's what happened to me a few days ago, at least.  Good luck!  Hope it's a good limit!

Message 12 of 38
RyVision
Valued Contributor

Re: AMEX Fico Score insane.


@ryanbush wrote:

@youngandcreditwrthy wrote:
My TU Fico of 696, which got me approved for a BCE was exactly the TU08 Fico score Walmart had me at.
They triple pulled though

didn't you end up with a 3500 initial limit? that's really good for someone who got triple pulled.


 

Ryanbush;

You might be thinking of my approval amount.  When Young was looking at  applying I was posting in replies and mentioned I was approved for BLUE with a 3500CL with a score below 700 on just EX (after having a second card with them for over 6 months), don't remember what my score was exactly though.  My approval was last May for BLUE, never did get a CLI after the 3x  wait time though.


AKA 840flippedto480
Message 13 of 38
Anonymous
Not applicable

Re: AMEX Fico Score insane.

Did anyone else get FICO score on the approval letter with AMEX?  I recently applied 2 cards (Gold PRG and Starwood) and only received the approvals via email and the card the next day.  I did not see any letter with FICO on it.

 

Message 14 of 38
WolfMan
Regular Contributor

Re: AMEX Fico Score insane.


@Blurbz wrote:

Does the phone actually hang up on you or does it just say the computers are down and to call back later?  If they say the thing about hte computers, stay on the line and you'll get a rep who has access to your CL.  That's what happened to me a few days ago, at least.  Good luck!  Hope it's a good limit!



 I enter the last 4 of SS, then asks for Zip Code, Says thank you, then hangs up. 

Tried last two days. I'm calling when I get off work, The suspense is killing me. I've waited since Sunday.

Message 15 of 38
shakalaka
Established Contributor

Re: AMEX Fico Score insane.

AFAIK you do not get the FICO with a charge card. There is no best terms for charge cards Smiley Tongue If you received the best APR for the SPG, then they do not have to provide the FICO.



FICO (TU/EX/EQ): 773/766/778 - Total CL 255+K
Message 16 of 38
WolfMan
Regular Contributor

Re: AMEX Fico Score insane.

 


@Anonymous wrote:

Did anyone else get FICO score on the approval letter with AMEX?  I recently applied 2 cards (Gold PRG and Starwood) and only received the approvals via email and the card the next day.  I did not see any letter with FICO on it.

 


Card the next day? Nice... I got approved last week on Saturday!

Still waiting....

 

Chase was Quick, Had the card in two days! Been waiting patiently for the AMEX to show up. 

Message 17 of 38
Blurbz
Contributor

Re: AMEX Fico Score insane.


@WolfMan wrote:

@Blurbz wrote:

Does the phone actually hang up on you or does it just say the computers are down and to call back later?  If they say the thing about hte computers, stay on the line and you'll get a rep who has access to your CL.  That's what happened to me a few days ago, at least.  Good luck!  Hope it's a good limit!



 I enter the last 4 of SS, then asks for Zip Code, Says thank you, then hangs up. 

Tried last two days. I'm calling when I get off work, The suspense is killing me. I've waited since Sunday.





Oh, weird!  Try their regular customer service instead of their new accounts.  They should be able to look it up there, too.  Amex customer service has lived up to its reputation for me: Every time I've had a simple question about any of my accounts, I can get anyone on the phone at any of their numbers and they can check into it for me.  

 

Or....I guess you'll find out when it gets there! : )  

Message 18 of 38
Anonymous
Not applicable

Re: AMEX Fico Score insane.

Ah...My SPG APR is 15.24 for purchases.  Not sure it's the best terms in their opinion. 

 

I have the AMEX Blue Cash card at 12.24.  I had it years ago.

 

Message 19 of 38
RyVision
Valued Contributor

Re: AMEX Fico Score insane.


@Anonymous wrote:

Did anyone else get FICO score on the approval letter with AMEX?  I recently applied 2 cards (Gold PRG and Starwood) and only received the approvals via email and the card the next day.  I did not see any letter with FICO on it.

 


The score comes on a separate letter when you're approved with anything other than the best terms,  it won't come in an email.  You may be able to find a copy of it in your online documents folder however.


AKA 840flippedto480
Message 20 of 38
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