Mod: If this is in the wrong section please feel to edit and/or move
Have had my AMEX Gold a tad over a year, recent AF just hit statement. I have every intention of keeping card but wanted to see if I could get a retention offer. Sure enough: $2K/3 months for 15K points. Not crazy good, but it helps.
Ramble:
I net out ahead on this card, but truth is, I could do better putting the spend on various no fee or low fee cards. ...and that is exactly what I told AMEX.
This offer is a no brainer and I will reach it easy with organic spend changing no spending habits for this or other cards.
In a few weeks we'll see if I have any luck with the Bonvoy Brilliant. That AF is a bit more complicated.
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Thats a pretty decent offer, nicely done, congratulations!
@wasCB14 wrote:You don't have a lot of supermarket or dining spend? Don't like MRs as much as 6% cash back?
In its 4x bonus categories, Gold seems hard to beat.
Agree on Gold being a good card.
*Overwhelming* spend is in 4pt categories, only exception would be the occassional errant code category. Mostly dining as Costco and warehouse stores get bulk of my grocery spend.
I personally value MR's at $0.01 ...I realize possible to do better ..and easy to do worse :-)
I cover the AF plus a bit, but I don't kill it. If I put the same spend on Citi custom cash (5% capped $500month) and Discover (5% various quarters and also capped) and other various strong no/low fee cash cards. - I'd net out more with *My* spend level on dining and grocery.
This retention offer helps *me* justify the card ....truth is: Vanity plays a value in my calculations. I like AMEX and I like the Gold card.
OP nice, congrats.
@MachoHombre wrote:
@wasCB14 wrote:You don't have a lot of supermarket or dining spend? Don't like MRs as much as 6% cash back?
In its 4x bonus categories, Gold seems hard to beat.
Agree on Gold being a good card.
*Overwhelming* spend is in 4pt categories, only exception would be the occassional errant code category. Mostly dining as Costco and warehouse stores get bulk of my grocery spend.
I personally value MR's at $0.01 ...I realize possible to do better ..and easy to do worse :-)
I cover the AF plus a bit, but I don't kill it. If I put the same spend on Citi custom cash (5% capped $500month) and Discover (5% various quarters and also capped) and other various strong no/low fee cash cards. - I'd net out more with *My* spend level on dining and grocery.
This retension offer helps *me* justify the card ....truth is: Vanity plays a value in my calculations. I like AMEX and I like the Gold card.
I'm looking at the gold card down the road. I currently use SavorOne 3% dining & grocery and pay through the curve card (1% more). But I think the gold is a better card long term. Now the lucky people are the ones that got the no AF Savor card with 4% in dining. Also, I have to use my VentureOne to move points to travel partners. 3 cards needed to get close to the gold card, plus AMEX travel partners are mostly better than CapitalOne. Oh, and congrats on the retention offer.
@wasCB14 wrote:
@Anonymous wrote:O/T but the title typo makes me think! If your card gets a little too floppy, or maybe a little too hard, they will (being Amex, presumably for a fee) retension it for you
Or maybe OP enjoys melodrama. Over time Amex CSRs had gotten accustomed to the usual purchase and payment patterns. A little account closure threat was needed to shake them out of complacency.
@Anonymous , @wasCB14 OMG, laughing too hard. THANK YOU for pointing out my mispellin/typo ...and doing so in good fun. I've edit/corrected a couple of posts but the evidence will live on! Good fun, thanks for the poke. :-)