AMEX Member Since 2014?

[Revelate]

Just as an old school heads up, but Amex doing this is unfortunately well known: it was always recommended to apply for an Amex with two weeks or thereabouts left in December if you wanted to guaruntee getting the easy current date in the calendar year.

Is interesting to see from this thread that 12/24 was '13 whereas 12/25 and later were '14, but I wouldn't push it in the future or wait at all now: call and see if you can get the earlier date absolutely.

[takeshi74]

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@RushXTC wrote:

Not to be rude or anything, But why does it matter?

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Think of it this way: is 2013 or 2014 better for AAoA?

[tlgp]

Happy to report that as of this morning my account now shows a MSD of 2013.  (I guess it doesn't actually take 20 days).

[Anonymous]

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@takeshi74 wrote:

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@RushXTC wrote:

Not to be rude or anything, But why does it matter?

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Think of it this way: is 2013 or 2014 better for AAoA?

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The impact is very small on the first Amex card (12/2013 vs 01/14 is one month, averaged over all lines of credit open and closed).  If you get more Amex cards later, since they get dated "current month, year of first card" the impact is greater, one whole year greater, although again that is averaged over all lines.

[Anonymous]

To add to this, I just got my BCE card today that app'd for on 12/25, which was actually like midnight on 12/24.  Apparently those few hours make a huge difference as I called in and the CSR told me they set your membership date 7 days from when you are approved as this is their estimated activation date.  Apparently I was 3 hours away from being a member since 2013 but now I was told I must settle for 2014.  Oh well. 

[Anonymous]

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@tlgp wrote:

Happy to report that as of this morning my account now shows a MSD of 2013.  (I guess it doesn't actually take 20 days).

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Congrats!

[heyitsyeh]

I just realized that if my first card was an Amex, then backdating always inreases the age, although diminishingly for each card added. On the flip side, if the Amex is your most recent account, then future Amex cards will lower the age with the same diminishing effect for each new card. Just some food for thought.

[nyancat]

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@heyitsyeh wrote:

I just realized that if my first card was an Amex, then backdating always inreases the age, although diminishingly for each card added. On the flip side, if the Amex is your most recent account, then future Amex cards will lower the age with the same diminishing effect for each new card. Just some food for thought.

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Well, that's basic maths. But future Amex cards won't lower your average age AS MUCH as other cards do, if that makes sense?

[Anonymous]

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@09Lexie wrote:

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@Blackbeauty212 wrote:

Add me to the list.... Approved back in NOV naturally I'm MSD 2013 everywhere. Added my DH as AU  to my BCE in beginning of Dec and He's also 2013. Just added my Mother right after X-mas she got the card Saturday (had it Overnighted) and Her MSD is 2014.   

Didn't think too much of it since it's just a AU card, and everything will reflect based on primary account info. 

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This is not accurate.  Each cc has its own account information and just because the primary MSD shows 2013 it does NOT make the ACMs MSD 2013. 

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Wait...really? You mean if I add an AU to my AMEX now, they don't get the MSD of 2013?..

[Anonymous]

I app'd 12/27 and same thing!!!