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AMEX Platinum, how FICO factors it in.

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tjmolly
Regular Contributor

AMEX Platinum, how FICO factors it in.

Does FICO factor in overall utilization with an Amex Plat- NPSL? 

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2 REPLIES 2
Anonymous
Not applicable

Re: AMEX Platinum, how FICO factors it in.

NPSL cards do not factor into your utilization %, but they do factor into your overall revolving debt load.

Message 2 of 3
Anonymous
Not applicable

Re: AMEX Platinum, how FICO factors it in.

It doesn't factor in your utilzation, but positive payment history and age of account on your charge card could help your Fico score. 

Message 3 of 3
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