AMEX Soft pulling 2-3x month now ??

[Anonymous]

Just noticed that this month I have already had 3 scores update in my FICO monitoring on AMEXs site -- months prior it was usually one per month on an exact date (16th).  I have had a score on the 1st, the 8th and now the 15th (score went down on the 1st, up on 8th and today).  Are they watching me?  After my BofA BS reported as closed is when I noticed they started SPing more -- may be coincidence or may not be.  Checked my EXP report and saw the 3 SPs on those dates too.

What a rump.  Sometimes I really regret getting so involved in the "Credit game", but couldnt help it after the excitement of my crap credit going up to the 700s.  May be overreacting but after BofA's AA Im on edge.  NO new apps, new accts, nothnig since then, FYI.  Nada.  

Oh well time will tell  Maybe they're SPing me to give a CLI  

[kdm31091]

Even if they are "watching", it's not like there's anything you can do about it. Whatever happens happens. Keep a low profile and deal with things when/if they come up.

[Anonymous]

They updated my score twice last month, but only once so far this month.

[Discover2016]

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@Anonymous wrote:

Just noticed that this month I have already had 3 scores update in my FICO monitoring on AMEXs site -- months prior it was usually one per month on an exact date (16th).  I have had a score on the 1st, the 8th and now the 15th (score went down on the 1st, up on 8th and today).  Are they watching me?  After my BofA BS reported as closed is when I noticed they started SPing more -- may be coincidence or may not be.  Checked my EXP report and saw the 3 SPs on those dates too.

What a rump.  Sometimes I really regret getting so involved in the "Credit game", but couldnt help it after the excitement of my crap credit going up to the 700s.  May be overreacting but after BofA's AA Im on edge.  NO new apps, new accts, nothnig since then, FYI.  Nada.  

Oh well time will tell  Maybe they're SPing me to give a CLI  

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Hey Joey, you never mentioned how many inq's you had on TU and EXP? I was just rereading the BofA AA thread.

[Anonymous]

TU unsure of at time of AA. Exp over 40 in 2 years

[core]

Maybe they are telling you to get your tax returns in order.  It's the snake rattling before he strikes!

[Anonymous]

Lol pfffffftttt. I'd never go through a full out FR. id have no issue sending a stub or bank statement but tax returns and all that to me, is ridiculouso. No card is worth that kind of PIA and waiting 2-4 weeks while they "process" it. My co worker had an FR last summer for authorized user activity -- froze his cards and wanted 2 YEARS of tax returns. I was in the room with him when he said, " Eat it. Never gonna happen. Close em down. ". Lol. Yup.

[trant3]

my Amex Fico score updated 3 times in May also, coincidentally I went through FR in May 

[Anonymous]

As in you JUST underwent an FR?? Was it before or after the score updates ? Or are you speaking of last May? What did they want / what was outcome

[trant3]

Yes, FR was completed last week and my FICO score updated around same time. I submitted 4506t form for them to request last 2 years of tax returns from IRS. My accounts are in tact, just have a hard limit on my PRG now.