AMEX Using Old Credit Report...Will They Recon?

[shane82388]

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@LS2982 wrote:

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@shane82388 wrote:

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@LS2982 wrote:
Fingers crossed for you! Your at the highest level now so its go time lol!

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The status has been changed from "Declined" to "In Progress" so i guess that its being looked over.....hopefully it works out...would be really cool.

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Thats a good thing!! They are manually reviewing it! I'd give them a call!!

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The lady said she was sending it to be reviewed and Id get a call (or see a status change) within 24 hours or so...

[LS2982]

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@shane82388 wrote:

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@LS2982 wrote:

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@shane82388 wrote:

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@LS2982 wrote:
Fingers crossed for you! Your at the highest level now so its go time lol!

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The status has been changed from "Declined" to "In Progress" so i guess that its being looked over.....hopefully it works out...would be really cool.

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Thats a good thing!! They are manually reviewing it! I'd give them a call!!

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The lady said she was sending it to be reviewed and Id get a call (or see a status change) within 24 hours or so...

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Your gonna get it!! you have to!!

[laboi_22]

Sounds like you will get it. Went through the same process as well. They approved me for a business card. I hated the card (it was ugly lol) So I applied for the Zync personal card. They declined me. REALLY LOL. I call the executive line and explained my situation to them, and they approved me for the Zync within 24 hours. I then closed the Business card. AMEX is really great when you call the Executive Line. 

[shane82388]

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@laboi_22 wrote:

Sounds like you will get it. Went through the same process as well. They approved me for a business card. I hated the card (it was ugly lol) So I applied for the Zync personal card. They declined me. REALLY LOL. I call the executive line and explained my situation to them, and they approved me for the Zync within 24 hours. I then closed the Business card. AMEX is really great when you call the Executive Line. 

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Yeah i really hope so. I dont even care if its a low limit. I just want a card for my new business ive started to put expenses on and keep seperate from my personal stuff. Id take a low limit and CLI later on as opposed to take a hard hit and get nothing and get a higher limit in a month or two down the road.

[shane82388]

I wonder if they HP during this review and im still declined...would i be able to ask them to consider me for the Green Business charge card from that same HP perhaps?

I already have a personal AMEX Green....and i got it about 7+ months ago...so i know my scores must have gotten at least marginally better since then!

[shane82388]

Well, it was changed back to "Declined" this morning...but in the decline letter it still says they used a report from February....Its actually the same exact  one from before. So im thinking i wasnt hard pulled?

What do you guys think?

[trumpet-205]

http://www.experian.com/reportaccess/

Request My Credit Report > Yes to Adverse Action > Put American Express and the date you applied

This will get you a free credit report from Experian since you were denied of credit within 60 days.

[LS2982]

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@shane82388 wrote:

Well, it was changed back to "Declined" this morning...but in the decline letter it still says they used a report from February....Its actually the same exact  one from before. So im thinking i wasnt hard pulled?

What do you guys think?

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Sorry to hear

I don't think your getting HP'ed

[shane82388]

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@trumpet-205 wrote:

http://www.experian.com/reportaccess/

Request My Credit Report > Yes to Adverse Action > Put American Express and the date you applied

This will get you a free credit report from Experian since you were denied of credit within 60 days.

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Thanks for the tip!

[shane82388]

Yeah well at this point id almost just let lying dogs lie and wait the 30 days... (or is 28 days now? lol)

Or should i call and see if they would consider me for the Green Charge For Business instead?