@axledobe wrote:
Couple of questions about things I've seen or experienced since my first and probably only app spree 10 days ago:
AMEX - is it normal for AMEX to SP someone BEFORE they even get or activate their card? They SP'ed (showing "American Express 2") the day before I received and activated the card. Should I be worried since I also opened two other new accounts and rec'd CLI's on all of my existing cards at the same time? I've been using the card for 3 days now and I haven't been scared to use it. I got it for gas, groceries and general spend and I've done just that. I've run about $310 through it already. I will PIF when the time comes.
Citi - unbelievably, Citi reported my new account to all three bureaus and I don't even have my card yet. I feel sure it'll be here Monday or Tuesday but do they normally report THAT fast? That seems really, really fast to me.
Thanks in advance for the help.
Citi was faster at reporting, by far, than any other credit card issuer I've had. It was only a few days after approval. Don't worry about Amex SPing you. You're using the card exactly as they intend people to use it and your paying in full is a good idea with Amex. Congrats on your new cards! I love my BCP and have racked up the cash credit through using it for all my grocery shopping.
