AMEX initial credit limit

[Anonymous]

Hi,

I am interested in applying for an AMEX card as it is one of the few main cards i do not have. My question is what are some typical initial credit limits??

My info:

FICO 779

Experian 752

UTIL: less than 10%

AVG Age: 4 years

Household Income: approx. 110K

No bankrupt, collections, delinqt.

No missed payments

Any help would be greatly appreciated.

[chalupaman]

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@Anonymous wrote:

Hi,

I am interested in applying for an AMEX card as it is one of the few main cards i do not have. My question is what are some typical initial credit limits??

My info:

FICO 779

Experian 752

UTIL: less than 10%

AVG Age: 4 years

Household Income: approx. 110K

No bankrupt, collections, delinqt.

No missed payments

Any help would be greatly appreciated.

---

Everything seems to look pretty good to me. Why don't you check Credit Pulls and see what other people have gotten with your scores and go from there?

Is there any Amex card in particular that you want?

[Anonymous]

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@Anonymous wrote:

Hi,

I am interested in applying for an AMEX card as it is one of the few main cards i do not have. My question is what are some typical initial credit limits??

My info:

FICO 779

Experian 752

UTIL: less than 10%

AVG Age: 4 years

Household Income: approx. 110K

No bankrupt, collections, delinqt.

No missed payments

Any help would be greatly appreciated.

---

Thats a good profile.  You should be in with any choice you go with.  Unless, there is something that spooks them about your credit profile.

[Anonymous]

I was considering the Blue Preffered Card. I have just heard AMEX sometimes goes with a lower initial credit line. Then does a CLI after 60 days. Id like to take advantage of the balance transfer offer but dont wanna push my UTIL abover 30% if possible. Currently Id be transferring about $4,500.

Thanks for the advice. Im new to this site (just signed up) so im still getting used to navigating this forum and what it has to offer.

[ojefferyo]

There's no telling what they would give you.

[Anonymous]

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@Anonymous wrote:

Hi,

I am interested in applying for an AMEX card as it is one of the few main cards i do not have. My question is what are some typical initial credit limits??

My info:

FICO 779

Experian 752

UTIL: less than 10%

AVG Age: 4 years

Household Income: approx. 110K

No bankrupt, collections, delinqt.

No missed payments

Any help would be greatly appreciated.

---

You look good to me.  I'd feel comfortable loaning you some money.  I'd guess at least 5k.  

[Anonymous]

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@Anonymous wrote:

I was considering the Blue Preffered Card. I have just heard AMEX sometimes goes with a lower initial credit line. Then does a CLI after 60 days. Id like to take advantage of the balance transfer offer but dont wanna push my UTIL abover 30% if possible. Currently Id be transferring about $4,500.

Thanks for the advice. Im new to this site (just signed up) so im still getting used to navigating this forum and what it has to offer.

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Welcome..  You will like it. I have the card and got it recently. You should be good to go.  I bet you will be given a good limit.  Keep us posted.

[Billybob_TX]

You look good for a 10K+ limit IMO.

[Anonymous]

I have never heard anyone on here BT to an AMEX before. I was under the impression everyone is terrified of carrying a balance on AMEX. This should be interesting to see how it turns out. Your profile supports a pretty nice initial starting CL. I would assume it would be between 5-10K. Let us know once you apply and good luck! It seems to me that Income is more directly tied to CL and scores are more closely tied to APRs. This is purely empirical data, by the way.

[Anonymous]

Yea, i have never personally known anyone to BT to AMEX either. Ive been itching to get one for a while, and seen they had a 15 month 0% BT offer. I have been working to get my credit score to a place where I could hopefully get a solid initial CL. I will keep posted on how it turns out.