AMEX lets you move limits after apping for a 2nd card

[Anonymous]

Helped my dad app for BCP, and we got a letter stating that since he already had a card, his limits were divded evenly between the new BCP and TE.

It also provided a number in which I could change/transfer the limits. (which I sucessfully accomplished)

I thought there was a certain time you needed to wait in order to transfer limits? Maybe this is exclusive to the TE+new card?

[B335is]

How old is the TE?

[Anonymous]

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@B335is wrote:
How old is the TE?

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15 years

[jawbrkr]

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@Anonymous wrote:

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@B335is wrote:
How old is the TE?

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15 years

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I believe the donor card has to be at least 15 months old so that is why you were able to do it. I dont think it matters for the receiving card. Someone can correct me if I am wrong.

[Anonymous]

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@jawbrkr wrote:

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@Anonymous wrote:

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@B335is wrote:
How old is the TE?

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15 years

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I believe the donor card has to be at least 15 months old so that is why you were able to do it. I dont think it matters for the receiving card. Someone can correct me if I am wrong.

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13 statements. There's a 'guideline' that the new card must be 60 days that gets quoted by AmEx too, but they don't enforce it. The 13 statements for the donor card is non-negotiable (CARD act I think)

[Anonymous]

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@Anonymous wrote:

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@jawbrkr wrote:

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@Anonymous wrote:

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@B335is wrote:
How old is the TE?

---

15 years

---

I believe the donor card has to be at least 15 months old so that is why you were able to do it. I dont think it matters for the receiving card. Someone can correct me if I am wrong.

---

13 statements. There's a 'guideline' that the new card must be 60 days that gets quoted by AmEx too, but they don't enforce it. The 13 statements for the donor card is non-negotiable (CARD act I think)

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Ahh so that's why...

But they even sent a letter saying that I could change the limits if I wanted to....seems like they don't follow the 13 statement rule at all. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@jawbrkr wrote:

---

@Anonymous wrote:

---

@B335is wrote:
How old is the TE?

---

15 years

---

I believe the donor card has to be at least 15 months old so that is why you were able to do it. I dont think it matters for the receiving card. Someone can correct me if I am wrong.

---

13 statements. There's a 'guideline' that the new card must be 60 days that gets quoted by AmEx too, but they don't enforce it. The 13 statements for the donor card is non-negotiable (CARD act I think)

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Ahh so that's why...

But they even sent a letter saying that I could change the limits if I wanted to....seems like they don't follow the 13 statement rule at all. 

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When I opened my EDP I also had several reps tell me I could either ask for a CLI or transfer limits. No one inserted the phrases 'if you haven't successfully gotten a CLI within 180 days or been declined within 90' or 'if the donor card is 13 statements old'. I knew the CLI rule, so I went for the limit moving. Only after I was attempting it (third rep involved, site/chat kept crashing) did someone say that I couldn't do it because the donor card wasn't old enough. 

They throw out these things that CAN be done, not specifically paying attention (or not knowing) that they can't be done for YOU on YOUR account, at the present time.