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So I just checked my report, and noticed that AMEX reported to EQ and TU but not to EX. I've only had my AMEX for around 50 days, but I find it a little strange they would report to the other two bureaus but not EX, which is the only one I really care about. Anyone here ever experience this?
@Anonymous wrote:So I just checked my report, and noticed that AMEX reported to EQ and TU but not to EX. I've only had my cc for around 50 days, but I find it a little strange they would report to the other two bureaus but not EX, which is the only I really care about. Anyone here experience this?
It may be that they report to EQ and TU at different times than they report to EX. Also keep in mind that all 3 major bureaus update reports on different intervals. Just wait, I'm sure it will show up.
@Anonymous wrote:So I just checked my report, and noticed that AMEX reported to EQ and TU but not to EX. I've only had my cc for around 50 days, but I find it a little strange they would report to the other two bureaus but not EX, which is the only I really care about. Anyone here experience this?
I have only had my accounts for about a month and other than then doing a pull on my credit nothing else shows up on my reports.
@Jarrodpd wrote:
@Anonymous wrote:So I just checked my report, and noticed that AMEX reported to EQ and TU but not to EX. I've only had my cc for around 50 days, but I find it a little strange they would report to the other two bureaus but not EX, which is the only I really care about. Anyone here experience this?
I have only had my accounts for about a month and other than then doing a pull on my credit nothing else shows up on my reports.
Yeah, it definitely won't post immediately. Wait a little while and your accounts should show up.
That's funny, since Amex DEPENDS on EX. However, checking now my EX credit report it misses a lot of information of my activity with cards, including Amex, unless I let the statement balance post.
My Amex cards on the report are all zeros, but I had plenty of activity in the month. Unreported, according to my latest EX report. The same with all my other cards. I believe this is new. In the past, if I PIF before statement cut, I could still see "highest balance" activity for the card and stuff like that. And I broke three such records with my cards, last month. But on the EX report? Nothing. Only post statement stuff. My report has a bunch of zeros and black "no activity reported" squares. Don't like it.
Same story here and patience is NOT my strong suite....HA! Really looking forward to the bump in AAOA that it will bring to the table for me on EX.
Yeah I find it odd that they take forever to report to EX when it's the one bureau they use. I'm just waiting for my AMEX to report soon so I can apply for a CSP
@Anonymous wrote:Yeah I find it odd that they take forever to report to EX when it's the one bureau they use. I'm just waiting for my AMEX to report soon so I can apply for a CSP
What's your AAoA? A new account on your reports might actually hurt you depending on your profile. Have you pre-qualified?
Not great lol. I think it's 4 months with my oldest account being 9 months. Problem is the oldest account is a CAP1 account that has a low limit, while my AMEX has a much higher limit.
@Anonymous wrote:Not great lol. I think it's 4 months with my oldest account being 9 months. Problem is the oldest account is a CAP1 account that has a low limit, while my AMEX has a much higher limit.
Depending on your score and the AMEX limit, you might not be accepted for a CSP as they like to see history with $5k+ limits for it. Sounds like your history could be a bit short for the CSP right now.