AMEX online CLI a Hard pull?

[Repairman]

If I use the Request a Credit Line Increase button on American Express' website, will it be a soft or hard pull?

[Anonymous]

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@Repairman wrote:

If I use the Request a Credit Line Increase button on American Express' website, will it be a soft or hard pull?

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Soft but before you do, are you aware of the parameters for requesting a CLI with AMEX ?

[Repairman]

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@Anonymous wrote:

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@Repairman wrote:

If I use the Request a Credit Line Increase button on American Express' website, will it be a soft or hard pull?

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Soft but before you do, are you aware of the parameters for requesting a CLI with AMEX ?

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No, I am not. Please explain.

[Anonymous]

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@Repairman wrote:

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@Anonymous wrote:

---

@Repairman wrote:

If I use the Request a Credit Line Increase button on American Express' website, will it be a soft or hard pull?

---

Soft but before you do, are you aware of the parameters for requesting a CLI with AMEX ?

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No, I am not. Please explain.

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Generally you can request a CLI 61 days after you receive the card for 3 times your credit limit.  After that you have to wait 181 days to try again.  Here a thread that explains it very well

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

[NRB525]

OP, which AMEX revolver (or revolvers) do you have?

When did you open the account?

What is the CL now?

Have you ever requested a CLI for this card?

[Anonymous]

Soft pull

[Anonymous]

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@Anonymous wrote:

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@Repairman wrote:

---

@Anonymous wrote:

---

@Repairman wrote:

If I use the Request a Credit Line Increase button on American Express' website, will it be a soft or hard pull?

---

Soft but before you do, are you aware of the parameters for requesting a CLI with AMEX ?

---

No, I am not. Please explain.

---

Generally you can request a CLI 61 days after you receive the card for 3 times your credit limit.  After that you have to wait 181 days to try again.  Here a thread that explains it very well

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

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+1

The linked post has everything you need about Amex CLIs. The only update I have seen a few people post is that there is no longer a 60 day lockout after opening your account to ask for a CLI. While I cannot confirm it, it might be worth trying since any decline due to ineligibility to ask for a CLI due to timeframes will not delay the first day of eligibility for your CLI. 

[Anonymous]

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@Anonymous wrote:

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@Anonymous wrote:

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@Repairman wrote:

---

@Anonymous wrote:

---

@Repairman wrote:

If I use the Request a Credit Line Increase button on American Express' website, will it be a soft or hard pull?

---

Soft but before you do, are you aware of the parameters for requesting a CLI with AMEX ?

---

No, I am not. Please explain.

---

Generally you can request a CLI 61 days after you receive the card for 3 times your credit limit.  After that you have to wait 181 days to try again.  Here a thread that explains it very well

http://ficoforums.myfico.com/t5/Credit-Card-Applications/The-Definitive-Amex-3X-CLI-Guide/td-p/1811071

---

+1

The linked post has everything you need about Amex CLIs. The only update I have seen a few people post is that there is no longer a 60 day lockout after opening your account to ask for a CLI. While I cannot confirm it, it might be worth trying since any decline due to ineligibility to ask for a CLI due to timeframes will not delay the first day of eligibility for your CLI. 

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I can.  Both myself and g/f got our 3X increase at 52 days.  There have been quite a few others reporting the same.  In fact, there was a person that posted that he/she got theirs 10 days after approval.

[Repairman]

Interesting. Thanks for all the info.

[moe1278201]

I used the online request and got the 7-10 message so I new I was denied the  increase so I called customer service and asked, the lady said wether it be online or a phone call,its always a hard pull.