cancel
Showing results for 
Search instead for 
Did you mean: 

AMEX points and categories questions

tag
-NewGuy-
Moderator Emeritus

AMEX points and categories questions

First, I got a Surpass card recently, and I was wondering when the points post. I would assume that their posting system would be similar for their MR charge points, SPG, etc, but I was just curious. I know Cap1 posts cash back immediately and Chase posts UR at statement cut, just wondering what AMEX does?

 

Also, I noticed that you can see for each transaction you can see which category it falls into, which is really cool. I noticed that one restaurant I went to showed as RESTAURANT - RESTAURANT, and another showed as RESTAURANT - BAR AND CAFE. Would these both fall into the restaurant category as far as earning points goes, or just the first one? Thanks in advance everyone.

Message 1 of 12
11 REPLIES 11
-NewGuy-
Moderator Emeritus

Re: AMEX points and categories questions

Message 2 of 12
notfancy
Valued Contributor

Re: AMEX points and categories questions

Sorry, New Guy. I don't have an Amex yet or any spiffy cards with rotating categories so I can't help Smiley Sad

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 3 of 12
-NewGuy-
Moderator Emeritus

Re: AMEX points and categories questions

Haha, it's all good Fancy, thanks for trying!

Message 4 of 12
09Lexie
Moderator Emerita

Re: AMEX points and categories questions


@msf12555 wrote:

First, I got a Surpass card recently, and I was wondering when the points post. I would assume that their posting system would be similar for their MR charge points, SPG, etc, but I was just curious. I know Cap1 posts cash back immediately and Chase posts UR at statement cut, just wondering what AMEX does?

 

Also, I noticed that you can see for each transaction you can see which category it falls into, which is really cool. I noticed that one restaurant I went to showed as RESTAURANT - RESTAURANT, and another showed as RESTAURANT - BAR AND CAFE. Would these both fall into the restaurant category as far as earning points goes, or just the first one? Thanks in advance everyone.


They would fall into  'restaurant'

Message 5 of 12
-NewGuy-
Moderator Emeritus

Re: AMEX points and categories questions


@09Lexie wrote:

@msf12555 wrote:

First, I got a Surpass card recently, and I was wondering when the points post. I would assume that their posting system would be similar for their MR charge points, SPG, etc, but I was just curious. I know Cap1 posts cash back immediately and Chase posts UR at statement cut, just wondering what AMEX does?

 

Also, I noticed that you can see for each transaction you can see which category it falls into, which is really cool. I noticed that one restaurant I went to showed as RESTAURANT - RESTAURANT, and another showed as RESTAURANT - BAR AND CAFE. Would these both fall into the restaurant category as far as earning points goes, or just the first one? Thanks in advance everyone.


They would fall into  'restaurant'


That's awesome, I was hoping that was correct. So does anyone know about points posting and when that happens?

Message 6 of 12
09Lexie
Moderator Emerita

Re: AMEX points and categories questions

I have the noAF Hilton and my points post pretty fast. The PRG seems to lag behind at least a statement or two. 

Message 7 of 12
-NewGuy-
Moderator Emeritus

Re: AMEX points and categories questions


@09Lexie wrote:

I have the noAF Hilton and my points post pretty fast. The PRG seems to lag behind at least a statement or two. 


Lexie, so with your Hilton card, are we talking like a week? Or simply when the statement cuts? Thanks for all of your input.

Message 8 of 12
09Lexie
Moderator Emerita

Re: AMEX points and categories questions


@msf12555 wrote:

@09Lexie wrote:

I have the noAF Hilton and my points post pretty fast. The PRG seems to lag behind at least a statement or two. 


Lexie, so with your Hilton card, are we talking like a week? Or simply when the statement cuts? Thanks for all of your input.


As they post to your Honors account -usuallly within a week. For non Hilton charges, it seems to take a statement. 

Message 9 of 12
-NewGuy-
Moderator Emeritus

Re: AMEX points and categories questions


@09Lexie wrote:

@msf12555 wrote:

@09Lexie wrote:

I have the noAF Hilton and my points post pretty fast. The PRG seems to lag behind at least a statement or two. 


Lexie, so with your Hilton card, are we talking like a week? Or simply when the statement cuts? Thanks for all of your input.


As they post to your Honors account -usuallly within a week. For non Hilton charges, it seems to take a statement. 


Ah, that makes sense. So points on the card created by spend at Hilton properties generally post to your HH account quick, but general and non-Hilton category spend like gas stations and restaurants usually waits until statement cut?

Message 10 of 12
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.