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AMEX question

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taxi818
Super Contributor

Re: AMEX question

Well op. i understand but you only mentioned your Eq score. Amex uses Experian. so before you do anything find that score. other poster mentioned when you get 1k. its because they want improvement. what was your ex at time of approval?? don't waste another pull until y ou are sure .

Message 21 of 25
takeshi74
Senior Contributor

Re: AMEX question


@Anonymous wrote:
now that I actually am doing research I really should have got the blue cash everyday as it is more my speed.

Did you actually crunch the numbers when doing your research?

Message 22 of 25
Anonymous
Not applicable

Re: AMEX question


@takeshi74 wrote:

@Anonymous wrote:
now that I actually am doing research I really should have got the blue cash everyday as it is more my speed.

Did you actually crunch the numbers when doing your research?


ive decided that im just going to keep the ED card but I feel that the JB card is now useless to me. Should I cancel it or leave it open unused?

Message 23 of 25
NRB525
Super Contributor

Re: AMEX question

If there is no AF, typically one would leave a card open. With an AF, the call to action has a cash value. If you are sure you won't ever fly JB, then that's another close reason, however I hear good things about Jet Blue as an airline, so maybe worth the AF for the points/payback if you buy any tickets in the near future.

 

Probably a good idea to thoroughly research this one as well in the time remaining on your year.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 24 of 25
Anonymous
Not applicable

Re: AMEX question


@NRB525 wrote:

If there is no AF, typically one would leave a card open. With an AF, the call to action has a cash value. If you are sure you won't ever fly JB, then that's another close reason, however I hear good things about Jet Blue as an airline, so maybe worth the AF for the points/payback if you buy any tickets in the near future.

 

Probably a good idea to thoroughly research this one as well in the time remaining on your year.


when i do fly i use JB but its not like im a frequent flyer maybe 2 times 3 at the most a year

Message 25 of 25
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