AMEX question

[Anonymous]

I couldn't find a definite answer in other backdating threads I searched through; so here it is:

If I already have an existing account with AMEX that was opened this year and I had my aunt add me onto her AMEX account that was opened like 14 years ago, do you think they would backdate my individual account if I asked? I've read that it would work if it was done the opposite way (sequentially), but I couldn't find anything with this exact scenario. Anyone have experience with this or something similar?

[DI]

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@Anonymous wrote:

I couldn't find a definite answer in other backdating threads I searched through; so here it is:

If I already have an existing account with AMEX that was opened this year and I had my aunt add me onto her AMEX account that was opened like 14 years ago, do you think they would backdate my individual account if I asked? I've read that it would work if it was done the opposite way (sequentially), but I couldn't find anything with this exact scenario. Anyone have experience with this or something similar?

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Your personal AMEX account shares no history with your Aunt's AMEX card.  Your account won't be backdated. 

[vanillabean]

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@DI wrote:

Your personal AMEX account shares no history with your Aunt's AMEX card.  Your account won't be backdated.

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I'm not sure, but that would depend on what you mean by "shares no history".

[Anonymous]

 it would backdated, same year as your au card, call them

[DI]

It cannot be backdated per a friend who works for AMEX.  Those are two different accounts belonging to two different people.  Maybe if you get a Customer Care Professional who hasn't been at AMEX long... they probably can attempt to  to backdate the acccount and it may go through.

[Anonymous]

My wife's only prior relationship to Amex before applying for Zync this summer was that she was an AU of two of my Amex CCs.

When she got the card I was disappointed because it said "Member Since 10" on the card face, but I activated it for her online and it said "member since 2001."

We called up Amex and they sent out a new card with "Member Since 01".

So, they do backdate for AUs, but I have no clue what their criteria are.

[Anonymous]

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@Anonymous wrote:

My wife's only prior relationship to Amex before applying for Zync this summer was that she was an AU of two of my Amex CCs.

When she got the card I was disappointed because it said "Member Since 10" on the card face, but I activated it for her online and it said "member since 2001."

We called up Amex and they sent out a new card with "Member Since 01".

So, they do backdate for AUs, but I have no clue what their criteria are.

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Out of curiousity, does her Zync report as if it was opened in 01?

[vanillabean]

A question occured to me. If an Amex card is dated member since some given year, is it then safe to say the CRA reported opened date for the card is the same year?

[Anonymous]

I'm trying to check on that. I don't know if I have a copy of her reports recent enough to confirm.

[Anonymous]

When I received my Zync in August it came with a member since date of 10, when I registered online it said I was a member since since 89.  I was an AU back in 89.  I called AMEX and within 2 days I had a new card with a member since date of 89.  My TU score went up 16 points due to the 21 year credit history.

Hope this helps.