AMEX

[MidnightVoice]

Brammy wrote:

I think he meant his colloection was almost 7 years old.  6.75 years PLUS 6 days

Yes, he did.  You are correct, Oh Wise Woman 

[MidnightVoice]

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cheddar wrote:

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TULO30 wrote:

Absolutely unbeliveable!  You were approved with a recent (6 days old) COLLECTION on your report?  Wow.  I have absolutely no collection, and no lates since 2003 and I was denied? I can't make sense out of any of this.  Oh well...

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I read MV's post to mean he had only one collection, and it was 6.75 years and 6 days old.

His other posts have referred to that collection before.  I know he's counting the days.

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The date is on my calendar for a score jump or a dispute 

[TULO30]

Thanks for setting me straight on the collection MV! 

[Anonymous]

Way to go, CONGRATULATIONS!

[Anonymous]

Good luck on your RECON

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@TULO30 wrote:

Short answer - I applied for the AMEX Green and Blue. I am not officially denied yet. It is a long story...

I applied for the AMEX Blue and was denied. The reasons given on my denial letter were absolutely made up! I know that sounds weird but it is the truth. AMEX pulled Experian to make their decision.

I called Experian and they agreed that the reasons AMEX gave me for the denial were not reflected on my credit report.

So, I immediately called AMEX rep who told me I was denied AMEX blue because of the lates I had with a Chase account in 2003 (the late was 120 days).

Now, keep in mind I have many credit cards - Discover, Visa, MC, and my scores are in the 700s...so this was all very puzzling to me.

The AMEX Rep told me I should apply for the Green card because it is easier to get than the blue card. I applied for the green card and received a denial with the exact same reason given that was listed on the denial letter I received when I applied for AMEX blue.

I called AMEX Rep again who admitted to not understanding why I was denied! I thought great...this is just stupid. So now I am awaiting their final decision on my app....

All that being said, you may have better luck. I have seen man posters here approved with even recent lates...

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[Anonymous]

congrats...i have a long way to get one of those! GL