Re: AOD Visa Siggy Discussion Thread

Anonymous · ‎05-16-2020

@Anonymous wrote:
anyone know if you can set this card up on Apple Pay?

Yes. Easiest card I have ever added too. Usually end up on the phone with security teams and whatever. This one I just added and they sent me a text. Done deal.

Revelate · ‎05-16-2020

@Anonymous wrote:
anyone know if you can set this card up on Apple Pay?

Haha thank you for the reminder.

To answer: yes, yes it can .

CreditCuriosity · ‎05-16-2020

Man I still love this card.. Put a few charges through last night through various online venders across the country and it just works and 3% on non-cat spending. I just hope this 3% stays around they can put a 10k cap on it a month and that would make me happy to ensure the 3% is here to stay!

Anonymous · ‎05-16-2020

@CreditCuriosity wrote:
Man I still love this card.. Put a few charges through last night through various online venders across the country and it just works and 3% on non-cat spending. I just hope this 3% stays around they can put a 10k cap on it a month and that would make me happy to ensure the 3% is here to stay!

Yep I have had zero issues with it. I can see myself using this card as my primary card. I have to use my ClearPoints for a few months to get to the 25 dollar minimum redemption and then everything that isn't Amazon or Target will go to AOD and everything else will get keepalive charges and the SD.

Anonymous · ‎05-16-2020

What is the smoothest way to pay the statement?

Anonymous · ‎05-16-2020

@Anonymous wrote:
Just remember that $5 a month undoes the first $500 of spend each month over a 2% card!

Not quite - IMBA is a 501c3 non-profit, so your dues in excess of what you receive are tax deductible... so make sure to take that $5/mo off on your taxes if you itemize!

Anonymous · ‎05-16-2020

So do y'all think this card will last long with the 3%, or do you think they'll pull the plug?

Anonymous · ‎05-16-2020

@Anonymous wrote:
So do y'all think this card will last long with the 3%, or do you think they'll pull the plug?

The number of very friendly features (low rates, automatic rewards) gives me pause, but then I knew the Double Cash wouldn't last either ("2% on a non-Amex? That won't work!" ) So if enough of their normal customers pay a bit of interest, costs are low etc, they could certainly grandfather it for existing customers even if they reduce benefits for new applications. They could also introduce caps, which, if high enough, would be fine for many, or reduce that reward rate, which wouldn't be.

But we just don't know! And on the plus side, they have continued to accept apps which is more than USAlliance has done!