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APPED :(

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afbar1114
Valued Contributor
‎10-19-2012 04:44 AM
‎10-19-2012 04:44 AM

Re: APPED :(

so i am going to close my cap1 card after the BT happens so i dont have to pay another $40 in DEC

AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 51 of 55
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afbar1114
Valued Contributor
‎10-20-2012 04:11 AM
‎10-20-2012 04:11 AM

Re: APPED :(

Can any one tell me? I would like to save $40 if i can.
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 52 of 55
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Duncanrr
Valued Contributor
‎10-20-2012 07:10 AM
‎10-20-2012 07:10 AM

Re: APPED :(

will they waive the AF? What other cards u thinking about cutting? Do any of them have AF?


Starting Score: EQ 551 TU 548 CK 607on 6/8/12, EX 542(AMEX pull 3/4/12)
Current Score: EQ 808 TU --- EX --- CK 804(FAKO-EX 821, EQ 823, TU 803)
Goal Score: 750
Take the FICO Fitness Challenge
Message 53 of 55
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afbar1114
Valued Contributor
‎10-20-2012 08:29 AM
‎10-20-2012 08:29 AM

Re: APPED :(

I can see if they do. I plan on cutting my other cap1 and maybe bby next year or so
AMEX PRG; AMEX EveryDay $14,800; Freedom $6k; Sapphire $7k; IHG Select $5k; Discover $2,400; BofA Better Balance $9,100; Bank Americard $5,900; Citi DC $2,700; Citi Diamond $2,500; BestBuy $20,000; Amazon Prime $5k, United Club $15,000; Home Depot $20,000; Barclays $7,500

Total Credit Limits: $122,650
Message 54 of 55
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Anonymous
Not applicable
‎10-21-2012 11:36 AM
‎10-21-2012 11:36 AM

Re: APPED :(

@afbar1114 wrote:

so i am going to close my cap1 card after the BT happens so i dont have to pay another $40 in DEC

 

I don't blame you. You've got plenty of cards, and if this one has an AF and is no longer going to be serving a useful purpose, you might as well close it. It will still remain on your reports to be factored into your AAoA for 10 years. Enjoy your new Discover and move on -- just make sure to pay down the Discover after the BT.

 

Message 55 of 55
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