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APPLYING FOR MY SECOND CREDIT CARD

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Anonymous
Not applicable

APPLYING FOR MY SECOND CREDIT CARD

 IM LOOKING TO APPLY FOR A SECOND CREDIT CARD ACCORDING TO MY FICO SCORE IM 719 IM JUST WONDERING WHAT CARDS WOULD BE RECOMAND TO ME THANK YOU

Message 1 of 32
31 REPLIES 31
dodfire
Valued Contributor

Re: APPLYING FOR MY SECOND CREDIT CARD

Welcome to the forums....

 

For everyone to better guide you, could you tell us more about what is in your credit file?

Existing card? Limit? Balance? How long?

Mortgage?

Auto Loans?

Any negatives you have?

Income?

*8/10/13
Message 2 of 32
myjourney
Super Contributor

Re: APPLYING FOR MY SECOND CREDIT CARD

welcome to the forum 

We need some more info 

How's your CR how many INQ's other scores, What kind of cards are you looking for cash, travel etc etc

Any baddies 


@Anonymous wrote:

 IM LOOKING TO APPLY FOR A SECOND CREDIT CARD ACCORDING TO MY FICO SCORE IM 719 IM JUST WONDERING WHAT CARDS WOULD BE RECOMAND TO ME THANK YOU


 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 3 of 32
myjourney
Super Contributor

Re: APPLYING FOR MY SECOND CREDIT CARD

dodfire quick Lol

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 32
NonSufficientFunds
Frequent Contributor

Re: APPLYING FOR MY SECOND CREDIT CARD

If you have a clean credit report, you should be able to qualify for almost any card.

 

Hard to recommend a "second card", without knowing the what the first card is.

 

Message 5 of 32
dodfire
Valued Contributor

Re: APPLYING FOR MY SECOND CREDIT CARD


@myjourney wrote:

dodfire quick Lol


Hard to believe I finally beat you to the punch....haha Smiley Wink

*8/10/13
Message 6 of 32
09Lexie
Moderator Emerita

Re: APPLYING FOR MY SECOND CREDIT CARD

Welcome to the forum!

There's more to cc approval criteria than FICO score.
As the others have stated a little bit more detail would be wonderful.


Message 7 of 32
Anonymous
Not applicable

Re: APPLYING FOR MY SECOND CREDIT CARD

OK MY FIRST CREDIT CARD IS THE CAPITOL ONE JOURNEY IM LOOKING FOR A SECOND CARD TO BUILD UP MY CREDIT I DID GET AN OFFER FROM DISCOVER IT CARD IN THE MAIL BASED ON MY CREDIT REPORT NOT SURE WHAT TO DO IM NEW TO CREDIT CARDS  I ONLY HAVE ONE CREDIT CARD FOR 7 MONTHS MY BALNCE IS 500 

Message 8 of 32
myjourney
Super Contributor

Re: APPLYING FOR MY SECOND CREDIT CARD


@dodfire wrote:

@myjourney wrote:

dodfire quick Lol


Hard to believe I finally beat you to the punch....haha Smiley Wink


Lol

 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 9 of 32
myjourney
Super Contributor

Re: APPLYING FOR MY SECOND CREDIT CARD

How many INQ's have you had in the last 6 month and do you have any baddies?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 10 of 32
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