No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
Last week I used the AMEX chat and got my rate reduced by 2%, and then another 1% by calling. It's now at 15.24% for the BCE. I know the advertised lowest rate is 14.24%, so how long should I wait before requesting another decrease? Wait another statement? Longer?
I appreciate any insight from those who have been successful in APR reductions.
Hmmm I've never tried the double-dip APR reduction. On chat, they've always told me to ask again in 6 months, and they do go below the lowest advertised for a particular card. My Blue is like 13% and I was targeted for 9.99% on my SPG for a year.
I believe it's six months before you can request again.