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APR Reduction

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nursepower
Established Contributor

Re: APR Reduction

Well all my debts were DC in BK in October...just couldn't keep up anymore. I filed solo.

 

I did call Citi on Hubbies card and they reduced the APR from 29.99 to 14.99!!!! He'd had the 29.99 as a penalty for 2.5 years when he was a few days late. Unbelievable that he's been hit with so much interest for so long, that they cut it in HALF!

 

 

BK DC 10/18/18
UTD as of 10/8/25 | Cap1 Venture X $40K | Cap1 Venture One $10K | Cap1 Savor $7450 | Cap1 Quicksilver $3400 | Cap1 Kohls $3K | Chase Sapphire Preferred $6K | Skypoint FCU $5K | Apple $6500 | American Express Gold $No set limit
Last app 10/6/25
Message 11 of 13
Anonymous
Not applicable

Re: APR Reduction

Congrats! That’s awesome!
Message 12 of 13
CreditInspired
Super Contributor

Re: APR Reduction

I’ve had success with NFCU, Citi, and Discover.

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 13 of 13
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