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APR Reductions!

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Anonymous
Not applicable

APR Reductions!

I don't need any new cards at this point, but I'd like to get the best terms possible on my current cards.

 

So now with APR reductions:

BOA BBR: 19.99% to 13.99% (had the card 1 year 3 months)

Amex SPG: 19.24% to 16.24% (had the card for 3 weeks)

 

I tried with Barclays and they said the account was too new.  Didn't try with Citi, I heard they won't reduce APR until the intro period is up.

 

Anyways, my current goals are $100k in credit across my 4 cards, and lowest APRs available.  I'm already halfway there!

Message 1 of 6
5 REPLIES 5
Anonymous
Not applicable

Re: APR Reductions!


@Anonymous wrote:

I don't need any new cards at this point, but I'd like to get the best terms possible on my current cards.

 

So now with APR reductions:

BOA BBR: 19.99% to 13.99% (had the card 1 year 3 months)

Amex SPG: 19.24% to 16.24% (had the card for 3 weeks)

 

I tried with Barclays and they said the account was too new.  Didn't try with Citi, I heard they won't reduce APR until the intro period is up.

 

Anyways, my current goals are $100k in credit across my 4 cards, and lowest APRs available.  I'm already halfway there!


Thats nice, congrats

Message 2 of 6
Anonymous
Not applicable

Re: APR Reductions!

How did you get your BoA APR lowered?

Message 3 of 6
Anonymous
Not applicable

Re: APR Reductions!

Great job! Congratulations!

Message 4 of 6
lhcole77
Valued Contributor

Re: APR Reductions!

Congrats, OP! APR reductions rock!

 

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Message 5 of 6
9CLINE
Valued Contributor

Re: APR Reductions!

Awesome... great work...

Message 6 of 6
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