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I don't need any new cards at this point, but I'd like to get the best terms possible on my current cards.
So now with APR reductions:
BOA BBR: 19.99% to 13.99% (had the card 1 year 3 months)
Amex SPG: 19.24% to 16.24% (had the card for 3 weeks)
I tried with Barclays and they said the account was too new. Didn't try with Citi, I heard they won't reduce APR until the intro period is up.
Anyways, my current goals are $100k in credit across my 4 cards, and lowest APRs available. I'm already halfway there!
@Anonymous wrote:I don't need any new cards at this point, but I'd like to get the best terms possible on my current cards.
So now with APR reductions:
BOA BBR: 19.99% to 13.99% (had the card 1 year 3 months)
Amex SPG: 19.24% to 16.24% (had the card for 3 weeks)
I tried with Barclays and they said the account was too new. Didn't try with Citi, I heard they won't reduce APR until the intro period is up.
Anyways, my current goals are $100k in credit across my 4 cards, and lowest APRs available. I'm already halfway there!
Thats nice, congrats
How did you get your BoA APR lowered?
Great job! Congratulations!
Congrats, OP! APR reductions rock!













