I think it is going to be some time before FICO08 kicks in.
My Guess is that if the account is marked "AU" it will disregarded completely.
@Anonymous wrote:
With the up coming changes to the Fico formula, I am a little confused. Are AU accounts not going to come into play at all in scoring? I am just wondering if it will still show up as an account and effect Util or will it be non existent?
