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Son turns 18 in Feb. and I want to make sure his credit is pristine. Currently he is AU on 4 cards, 9/2015 citi secured $500, 11/2015 Kohls $300, 12/2015 Barclay Rewards $500, 12/2015 Apple Rewards $1500. Which cards would likely approve him with a file that thin? Does Amex and Discover even count AU as history? Any help is appreciated!!
anyone?
There are posts from people that got Discover and Amex with only AUs. I think I read a couple of people that even got Chase Freedom, but Chase is usually a denial without own cards.
I think I read that at 18 there are no prequals and can't put household income on apps. I'll have a 18 year old next year also, so I'm just starting to lear about that.
@Anonymous wrote:Son turns 18 in Feb. and I want to make sure his credit is pristine.
That may happen once he is in the one in charge of his finances.
@Anonymous wrote:Does Amex and Discover even count AU as history?
Definitely yes for AmEx. My wife was an AU on all my cards. Recently she was pre-qualified and approved for two AmEx cards.
@Anonymous-own-fico wrote:
@Anonymous wrote:Son turns 18 in Feb. and I want to make sure his credit is pristine.
That may happen once he is in the one in charge of his finances.
Well he is the only one who uses the Citi secured card and he pays it in full each month
Mamontov wrote:
dabels731 wrote:
Does Amex and Discover even count AU as history?
Definitely yes for AmEx. My wife was an AU on all my cards. Recently she was pre-qualified and approved for two AmEx cards.
Thank you! I know he wants to apply for Amex gold