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Accept Cap1 CLI or nah???

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DoroLucky
Valued Contributor

Re: Accept Cap1 CLI or nah???


@Creditplz wrote:
A 10% CLI? It's not too bad, I'd take it Smiley Happy

Only because they've spoiled me with $2/$3K CLI's on my other cards LOL.....if nothing beter pops up soon, I will def take it.

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 11 of 16
DoroLucky
Valued Contributor

Re: Accept Cap1 CLI or nah???


@newhis wrote:

If you want more, then try to lower your util and try again next month.

 

I got a Venture and first try they said $500, then the next month the offered $3,000. Good luck.


I'm trying to but I'm a balance carrier on 0% promo cards lol and this card has become my everyday spend.

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 12 of 16
DoroLucky
Valued Contributor

Re: Accept Cap1 CLI or nah???


@Chickenpotpie wrote:

They like you  better than they liked me.  1K?  probably ok to take if you're putting a lot through the card.


I know, I' sure I'm being a brat by not taking it lol

TCL= $172,800
6-7-16: EQ 683 EX 713 TU 715
10-12-16 EQ 685 EX 706 TU 702 12-19-16 EQ 683 EX 704 TU 701 and CHILLING ON ICE...BRRRRR!
In the garden as of 6-7-16, I've been really really BADDDDD Smiley Sad Smiley Sad

Message 13 of 16
Credit_hawk
Established Contributor

Re: Accept Cap1 CLI or nah???

Nah

FICO- Experian: 797, TransUnion: 781, Equifax: 804 (Updated Monthly)
Message 14 of 16
newhis
Valued Contributor

Re: Accept Cap1 CLI or nah???


@DoroLucky wrote:

@newhis wrote:

If you want more, then try to lower your util and try again next month.

 

I got a Venture and first try they said $500, then the next month the offered $3,000. Good luck.


I'm trying to but I'm a balance carrier on 0% promo cards lol and this card has become my everyday spend.


I hear you. Don't worry, a better offer will come soon. Good luck.

Message 15 of 16
Anonymous
Not applicable

Re: Accept Cap1 CLI or nah???


@DoroLucky wrote:

@Anonymous wrote:

Hi DoroLucky, I am in a similar situation. I have a QS MC with a $3000 SL since the beginning of June. I already requested a CLI after my 2nd statement and was offered $250, which I declined. I plan on paying it down to a $10 balance prior to the 3rd statement (as I've seen suggested on here), then wait til a few days after the statement posts to try again. I think if they were to offer me $1000, I might take it, but it's hard to know if I would get offered more by waiting until the 4th statement. At least I know Credit Steps will be happening after the 5th statement. I have run $500-$600 through each month and PIF so far.

 

I'm curious to know if you decline a CLI, do they ever lower the offer or take it away the next time you ask? Provided you haven't gone on an app spree or increased utilization, that is.

 

I'll be watching to see what you do and what happens. Smiley Happy


Thats a good question. After declining, I've gone back several times to check and the $1000 CLI offer is still there. For now I will let it sit until after my 4th statement bfore I make another reques. Will def report back with my findings!! 


That's good to know! Thanks, and I have my fingers crossed that you get a better offer soon! Smiley Happy

Message 16 of 16
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