@Anonymous wrote:PenFed in my experience has been pretty professional. Except for one CSR trying to tell me that closing CC's damages your credit report. She was trying to educate me on how to maintain my credit report. I almost started laughing when she was trying to explain how to check my credit report.
I would have asked her how to compute AAoA and them pretended I had no grasp of what she was saying til she hung up on me. lol
Thats some awesome weed trimming!! I can't wait to eject a couple of my own from the party!! I have a QVC from a terrible drapping accident back in January. It involved a 2am insomnia bout and some really well sold Honeybell oranges. (Don't ask but they do make awesom screwdrivers)
Congrats!! 
@Blurbz wrote:
@FocusedAndDetermined wrote:
@Anonymous wrote:Its so tempting to add Target to the dead pile as well. If not for the fact it gives me 5% off everything at Target, it would be gone.
YEah, no point in closing an account that provides you benefits - no matter how small. Even if it's just pocket change, it's your pocket change.
You can close the account and switch to a Target debit card. It's not a credit card and it'll still give you the 5% off at Target. Win-win!
Oooo, good idea!
@Anonymous wrote:
@LS2982 wrote:
@Anonymous wrote:So I got a denial for having too many open accounts recently. Most of which I don't use anyway. So I went a little crazy and closed anything that wasn't useful. Here's the list of closed accounts for your viewing pleasure:
Macys Star Rewards 3k CL
Capital One Platinum 3.5k CL
Eddie Bauer 1k CL
Orchard Bank 2k CL
Victoria Secrets Angel Card 1k CL
J Crew 500 CL
First Premier Bank 1k CL
JC Penny 800 CL
Kay & Jareds 3k CL
Merrick Bank 2k CL
Shell Drive for Five 1k
Total Credit Lines Reduced by $18.8k
Weeeeeee......
That was less fun than opening them and took entirely too many phone calls.
Did you try the Cap1 EO before closing them??
I did go to the EO. That account went from $500 to $3500. I had two of the exact same card. the other one was at $2500 and they raised it to $5k and removed the AF. The one I closed they would not remove the AF.
Gotcha!!!
Successful closing spree!!
wow...how many cards do you have left? Just curious
Very nice! I am lining up my chopping block for the axe I'm about to drop tomorrow!
