If Synchrony just closed(early this month) an account due to inactivity, will they reopen if you call and plead?
No, they won't. You will have to re-apply.
Good to know. I wonder how long does your account have to be inactive for this to happen? Several months? More?
Closed after a year of no use at all. Never even activated. My mom meant to use it and was looking for the card a couple of weeks ago. Then BAM---closure.
Im not sure if this applies to only cards that are closed to user instead of cards closed by issuer, but if I close a synch card they wont let me reapply for it until 12 months have passed. you might want to find that out before you waste a hard pull on it. because they will definitely pull your credit even though they wont even consider approving you for it.
But Synch will not reopen. Plus, they have a hard fast rule of that you can't reapply for that same card for 12 months after closing it. whether you did, or they did. I closed 3 store cards of theirs last year, and each time I received a letter stating the 12 month rule. I even posted a pic of it in a thread.
